10639 Harrison Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 10639 Harrison Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2019)
Tax Bill	$8,646 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-33-476-028`

Property Details

APN / Parcel Number

Primary APN	`04-33-476-028`
Alternative APN	`433476028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Basement Area	1,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Area	744 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	10639 HARRISON CT
City	ROSCOE
State	IL
Zip	61073-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	HARRISON CREEK SUB PT E 1/2 SE1/4 SEC33-46-2 LOT 20
Legal Subdivision	HARRISON CREEK SUB
Legal Lot Number	20
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3026
Census Tract	3904

Owner

10639 Harrison Ct is owned and occupied by an individual who bought it in June 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	10639 HARRISON CT, ROSCOE, IL 61073-7327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST NTHRN CU
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NTHRN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Deed Document Number	20191018968
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10639 HARRISON CT, ROSCOE, IL 61073-7327
Document Number	0001036180
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10639 HARRISON CT ROSCOE IL 610737327, ROSCOE, IL 61073-7327

Mortgage

Document Number	0001036180
Date	Oct 29, 2019
Instrument	1036180

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 4, 2019
Property Address	10639 HARRISON CT, ROSCOE, IL 61073-7327
Document Number	0001018968
Instrument Date	May 31, 2019
Instrument	1018968
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10639 HARRISON CT ROSCOE IL 610737327, ROSCOE, IL 61073-7327

Mortgage

Document Number	1018969
Date	Jun 4, 2019
Instrument	1018969

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 10639 Harrison Ct was $8,646 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,646.00	$108,922 Land $18,785 Building $90,137	$326,766 Land $56,355 Building $270,411
2022	Homeowner's exemption	$81,613 Land $14,075 Building $67,538	$244,839 Land $42,225 Building $202,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10639 Harrison Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10639 Harrison Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Metronet, T-Mobile, Verizon.

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