10639 Cheval Pl, Bradenton, FL 34202 Property Records

Manatee County property record for 10639 Cheval Pl, Bradenton, FL 34202

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,070 sqft · built 1999
Lot Size	0.586 acres (25,526 sqft)
Owner	2 Trust Names on File
Last Sale	$982,500 (Sep 2023)
Tax Bill	$11,358 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`5876-4460-0`

Property Details

APN / Parcel Number

Primary APN	`5876-4460-0`
Alternative APNs	`351930587644600` `0587644600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,070 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	3,070 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	25,526 sqft (0.586 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Screened Porch
Porch Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0587644600
Street Address	10639 CHEVAL PL
City	BRADENTON
State	FL
Zip	34202-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4150 RIVER CLUB SOUTH SUBPHASE IV PI#5876.4460/0
Legal Range	19E
Legal Township	35S
Legal Section	30
Legal Subdivision	RIVER CLUB SOUTH SUBPHASE IV
Legal Tract	00587604
Legal Lot Number	4150
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	2
Census Block	2013
Census Tract	2017

Owner

10639 Cheval Pl is owner-occupied and held in a trust since September 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Oct 21, 2010 · Amount on File
Deed Document Number	202394128
Prior Transfer Date	Sep 17, 2013
Prior Transfer Doc	0024923841
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10639 CHEVAL PL, LAKEWOOD RANCH, FL 34202-4026

Mortgage

Document Number	0041046262
Date	Apr 11, 2025
Instrument	202541046262

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 27, 2026
Property Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026
Document Number	0000047821
Instrument Date	Apr 27, 2026
Instrument	2026.47821
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Nov 6, 2023
Property Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026
Document Number	0041118077
Map Reference	MB 32 PG 85-98
Instrument Date	Oct 25, 2023
Instrument	202341118077
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 1, 2023
Property Address	10639 CHEVAL PL, BRADENTON, FL 34202-4026
Document Number	0041094128
Map Reference	MB 32 PG 85-98
Instrument Date	Sep 1, 2023
Instrument	202341094128
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,877.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10636 CHEVAL PL, BRADENTON, FL 34202-4065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAC SAINTE CLAIRE DR, SAINT CLAIR SHORES, MI 48082-2005

Mortgage

Document Number	0041094130
Date	Sep 1, 2023
Instrument	202341094130

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,441 (-1.3%) Land $61,200 Building $639,241	$700,441 (-1.3%) Land $61,200 Building $639,241
2025		$709,652 Land $61,200 Building $648,452	$709,652 Land $61,200 Building $648,452
2024	$11,358.00 (+109.29%)
2023	$5,427.00 (+2.65%) Homeowner's exemption	$391,588 (+3%)	$826,517 (+20.52%) Land $61,200 Building $765,317
2022	$5,287.00 Homeowner's exemption	$380,183	$685,778 Land $60,000 Building $625,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10639 Cheval Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 164 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	10 (2017–2025)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10639 Cheval Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cheval Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures