10638 Mill Rd SE, Yelm, WA 98597 Property Records

Thurston County property record for 10638 Mill Rd SE, Yelm, WA 98597

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,053 sqft · built 1950
Lot Size2.66 acres (116,262 sqft)
Owner2 Trust Names on File
Last Sale$280,000 (Jun 2019)
Tax Bill$12 (2026)
Deeds & MortgagesApr 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22730230000

Property Details

APN / Parcel Number

Primary APN22730230000

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,053 sqft Living Area
Gross Area2,765 sqft
1st Floor Area2,053 sqft
Basement Area452 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialConcrete
Lot Area116,262 sqft (2.66 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area68 sqft
Deck Area535 sqft
Patio Area727 sqft
Canopy525 sqft
Utility Building816 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10638 MILL RD SE
CityYELM
StateWA
Zip98597-8035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionSECTION 30 TOWNSHIP 17 RANGE 2E QUARTER SW NW BLA170164YL LT A DOCUMENT 4567735
Legal Range02E
Legal Township17
Legal Section30
Legal SubdivisionSS-8182
Legal Block2
Legal Lot NumberA
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA EAST
Census Block Group2
Census Block2029
Census Tract12412

Owner

10638 Mill Rd SE is owner-occupied and held in a trust since June 2025.

Source: Thurston County records, as of January 21, 2026

Owner of Record2 Trust Names on File
Mailing Address10638 MILL RD SE, YELM, WA 98597-8035
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
TJC MORTGAGE INC
Jun 5, 2019Warranty Deed, Transfer · Conventional Mortgage
TJC MORTGAGE INC
Aug 14, 2017Quit Claim Deed, Transfer
Quitclaim
Aug 28, 2017Quit Claim Deed
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2019 · Amount on File
Deed SaleJun 5, 2019 · Amount on File
Deed Document Number20194686868
Last Transfer DateJun 11, 2025
Transfer Doc0005059757
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address10638 MILL RD SE, YELM, WA 98597-9560
Transaction TypeMortgage
Record UpdatedApr 9, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004842569
DateApr 14, 2021
Instrument4842569
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2046

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateJun 5, 2019
Property Address10638 MILL RD SE, YELM, WA 98597-9560
Document Number0004686868
Map ReferenceAF 4567734&4567735
Instrument DateMay 28, 2019
Instrument4686868
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCHICAGO TITLE LACEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,984.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10638 MILL RD SE, YELM, WA 98597-9560

Mortgage

Document Number0004686869
DateJun 5, 2019
Instrument4686869
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTHURSTON WA
Recording DateAug 14, 2017
Property Address10638 MILL RD SE, YELM, WA 98597-9560
Document Number0004500184
Instrument DateJul 28, 2017
Instrument4500184
Transaction TypeTransfer
Record UpdatedOct 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionTHURSTON WA
Recording DateAug 28, 2017
Property Address10638 MILL RD SE, YELM, WA 98597-9560
Document Number0004582931
Instrument DateJul 28, 2017
Instrument4582931
Record UpdatedSep 15, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 10638 Mill Rd SE was $12.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityYelm City
Unified School DistrictYelm Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12.00
2025$547,800 Land $247,100 Building $300,700$547,800 Land $247,100 Building $300,700
2024$4,305.00 (-1.96%)
2023$4,391.00
2022$469,000 Land $186,600 Building $282,400$469,000 Land $186,600 Building $282,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10638 Mill Rd SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10638 Mill Rd SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF YELM
serves 17,355 people · EPA ID WA5399350
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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