10637 Cardera Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10637 Cardera Dr, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 2018
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$346,500 (Sep 2018)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073834-1396`

Property Details

APN / Parcel Number

Primary APN	`073834-1396`
Alternative APN	`U053020A6T000000000360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,298 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,298 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738341396
Street Address	10637 CARDERA DR
City	RIVERVIEW
State	FL
Zip	33578-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MARIPOSA PHASES 3A AND 3B LOT 36
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	MARIPOSA PHASES 3A AND 3B
Legal Lot Number	36
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1015
Census Tract	13320

Owner

10637 Cardera Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10637 CARDERA DR, RIVERVIEW, FL 33578-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 26, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Mar 30, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Deed Document Number	2018391363
Deed Book / Page	26096 / 1929
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10637 CARDERA DR, RIVERVIEW, FL 33578-4705
Document Number	0000308232
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10637 CARDERA DR RIVERVIEW FL 335784705, RIVERVIEW, FL 33578-4705

Mortgage

Document Number	0000308232
Date	Jul 29, 2020
Instrument	308232

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 26, 2018
Property Address	10637 CARDERA DR, RIVERVIEW, FL 33578-4705
Document Number	0260961929
Book / Page	026096 / 001929
Instrument Date	Sep 21, 2018
Instrument	391363
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10637 CARDERA DR RIVERVIEW FL 335784705, RIVERVIEW, FL 33578-4705

Mortgage

Document Number	260961932
Date	Sep 26, 2018
Book Page	026096/001932
Instrument	391364

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

Interest

Rate	4%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 30, 2018
Property Address	10637 CARDERA DR, RIVERVIEW, FL 33578-4705
Document Number	0256561443
Book / Page	025656 / 001443
Instrument Date	Mar 26, 2018
Instrument	124067
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,177.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10150 HIGHLAND MANOR DR #120 TAMPA FL 336109712, 120, TAMPA, FL 33610-9712
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10637 Cardera Dr was $6,961 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,999 (+2.7%)	$485,801 (+2.93%) Land $96,000 Building $389,801
2025	$6,961.00 Homeowner's exemption Veteran's exemption	$384,614	$471,969 Land $96,000 Building $375,969
2023	$6,216.00 (+19.84%) Homeowner's exemption Veteran's exemption	$362,888 (+18.16%)	$455,478 (+12.51%) Land $90,000 Building $365,478
2022	$5,187.00 Homeowner's exemption Veteran's exemption	$307,115	$404,836 Land $90,000 Building $314,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10637 Cardera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10637 Cardera Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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