10636 Harborside Dr, Largo, FL 33773 Property Records

Pinellas County property record for 10636 Harborside Dr, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,347 sqft · built 1987
Lot Size0.23 acres (10,036 sqft)
Owner2 Individual Names on File
Last Sale$870,000 (Oct 2025)
Tax Bill$6,837 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNC62-000-750-3626-9

Property Details

APN / Parcel Number

Primary APNC62-000-750-3626-9
Alternative APNs
  • 14-30-15-48199-003-0190
  • 301514481990030190
  • 153014481990030190
  • R152032

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,347 sqft Living Area
Gross Area3,163 sqft
1st Floor Area1,379 sqft
Upper Floors Area968 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,036 sqft (0.23 acres)
Lot Dimensions116 ft deep x 98 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area310 sqft
Deck Area330 sqft
Patio Area100 sqft
Loading Dock300 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR152032
Street Address10636 HARBORSIDE DR
CityLARGO
StateFL
Zip33773-4425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE PARK UNIT IV BLK 3, LOT 19
Legal Range15E
Legal Township30S
Legal Section14
Legal SubdivisionLAKE PARK UNIT IV
Legal Tract48199
Legal Block3
Legal Lot Number19
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3001
Census Tract25011

Owner

10636 Harborside Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10636 HARBORSIDE DR, LARGO, FL 33773-4425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 28, 2025Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Jan 3, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2025 · Amount on File
Deed SaleOct 28, 2025 · Amount on File
Prior SaleSep 6, 2016 · Amount on File
Deed Document Number2025305911
Deed Book / Page23341 / 2590
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10636 HARBORSIDE DR, LARGO, FL 33773-4425
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10636 HARBORSIDE DR, LARGO, FL 33773-4425
InvestorPossibly a Property Investor

Mortgage

Document Number0222810792
DateDec 5, 2022
Book Page22281/792
Instrument2022347731
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 28, 2025
Property Address10636 HARBORSIDE DR, LARGO, FL 33773-4425
Document Number0233412590
Book / Page23341 / 2590
Map ReferenceMB 85 PG 98&99
Instrument DateOct 24, 2025
Instrument2025305911
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyCOASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,090.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10514 100TH ST, LARGO, FL 33773-4548

Transferred To (Grantee/Buyer)

NameVerified Name
Address10636 HARBORSIDE DR, LARGO, FL 33773-4425

Mortgage

Document Number0233412592
DateOct 28, 2025
Instrument23341/2592
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10636 HARBORSIDE DR, LARGO, FL 33773-4425
Document Number0210961966
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10636 HARBORSIDE DR LARGO FL 337734425, LARGO, FL 33773-4425

Mortgage

Document Number0210961966
DateJul 28, 2020
Book Page021096/001966
Instrument222955
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 27, 2035

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10636 HARBORSIDE DR, LARGO, FL 33773-4425
Document Number0204110476
Instrument DateJan 3, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10636 HARBORSIDE DR LARGO FL 337734425, LARGO, FL 33773-4425

Mortgage

Document Number0204110476
DateJan 29, 2019
Book Page020411/000476
Instrument29706
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10636 Harborside Dr was $6,837, up 6.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,837.00 (+6.84%)$405,568 (+2.9%)$704,705 (+0.08%) Land $248,048 Building $456,657
2024$6,399.00 (+2.71%) Homeowner's exemption$394,138 (+3%)$704,118 (+2.26%) Land $287,876 Building $416,242
2023$6,230.00 (+2.47%) Homeowner's exemption$382,658 (+3%)$688,530 (+36.41%) Land $321,588 Building $366,942
2022$6,080.00 Homeowner's exemption$371,513$504,763 Land $223,003 Building $281,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10636 Harborside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 231 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10636 Harborside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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