Kootenai County property record for 10635 S Thunder Rd, Cataldo, ID 83810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,826 sqft · built 2006 |
| Lot Size | 12.2 acres (534,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $433,400 (May 2016) |
| Tax Bill | $2,377 (2025) |
| Deeds & Mortgages | Mar 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49N01W244825 |
| Primary APN | 49N01W244825 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,826 sqft Living Area |
| 1st Floor Area | 1,913 sqft |
| Basement Area | 1,913 sqft |
| Finished Basement | 1,913 sqft |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 534,220 sqft (12.2 acres) |
| Garage Type | Attached |
| Garage Area | 915 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 120643 |
|---|---|
| Street Address | 10635 S THUNDER RD |
| City | CATALDO |
| State | ID |
| Zip | 83810-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | TAX #12108 (IN N2-SW) 2449N01W |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 24 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1169 |
| Census Tract | 1901 |
Source: Kootenai County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10635 S THUNDER RD, CATALDO, ID 83810-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2016 · Amount on Record |
| Deed Sale | May 4, 2016 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 20162543660000 |
| Prior Transfer Date | Mar 21, 2016 |
| Prior Transfer Doc | 0002537959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 10635 S THUNDER RD, CATALDO, ID 83810-9623 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O |
| Name | Verified Name |
|---|
| Document Number | 2740341000 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2740341000 |
| Name | POTLATCH NO 1 FCU |
|---|---|
| Type | Credit Union |
| Address | LEWISTON, ID 83501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Kellogg Joint School District 391 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,377.00 (-14.09%) Homeowner's exemption | $637,395 (+1.36%) Land $190,825 Building $446,570 | $707,331 (+1.71%) Land $260,761 Building $446,570 |
| 2024 | $2,767.00 (+5.53%) | ||
| 2023 | $2,622.00 (-24.37%) Homeowner's exemption | $628,845 (+0.01%) Land $181,735 Building $447,110 | $695,456 (-0.51%) Land $248,346 Building $447,110 |
| 2022 | $3,467.00 Homeowner's exemption | $628,800 Land $181,690 Building $447,110 | $699,053 Land $251,943 Building $447,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 87% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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