10635 N 700 E, Ossian, IN 46777 Property Records

Wells County property record for 10635 N 700 E, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,425 sqft · built 1960
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-01-08-200-006.001-008`

Property Details

APN / Parcel Number

Primary APN	`90-01-08-200-006.001-008`
Alternative APNs	`00001559980` `0040255502`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,425 sqft Living Area
1st Floor Area	2,425 sqft
Basement Area	625 sqft
Unfinished Basement	625 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	3 Parking Spaces
Granary	153 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001559980
Street Address	10635 N 700 E
City	OSSIAN
State	IN
Zip	46777-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-28-13 3.00A
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5004
Census Tract	40100

Owner

10635 N 700 E is owned and occupied by an individual.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	10635 N 700 E, OSSIAN, IN 46777-9721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Sep 4, 2026
Property Address	10635 N 700 E, OSSIAN, IN 46777-9721
Document Number	0000003241
Instrument Date	Sep 3, 2026
Instrument	20263241
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10635 N 700 E, OSSIAN, IN 46777-9721

Mortgage

Document Number	0000003241,
Date	Sep 4, 2026
Instrument	20263241

Lender

Name	STAR FINANCIAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 9, 2036

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	10635 N 700 E, OSSIAN, IN 46777-9721
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214938
Date	Oct 28, 2021
Instrument	20214938

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	10635 N 700 E, OSSIAN, IN 46777-9721
Transaction Type	Mortgage
Record Updated	Feb 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200508
Date	Feb 3, 2020
Instrument	20200508

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10635 N 700 E was $1,520 with a homeowner's exemption, up 9.4% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00 (+9.35%) Homeowner's exemption	$222,600 Land $88,700 Building $133,900	$222,600 Land $88,700 Building $133,900
2024	$1,390.00
2023		$194,200 (+20.17%) Land $88,700 Building $105,500	$194,200 (+20.17%) Land $88,700 Building $105,500
2022	$1,077.00	$161,600 Land $58,800 Building $102,800	$161,600 Land $58,800 Building $102,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10635 N 700 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10635 N 700 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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