LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$141.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
10635 LADERA PT, 10635, LONE TREE, CO 80124-5376
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
10635 LADERA PT, LONE TREE, CO 80124-5376
Mortgage
Document Number
0000064073
Date
May 19, 2021
Instrument
2021064073
Lender
Name
GUARDIAN MORTGAGE CO INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2051
June 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
DOUGLAS CO
Property Address
10635 LADERA PT, LONE TREE, CO 80124-5376
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000048891
Date
Jun 8, 2020
Instrument
2020048891
Lender
Name
CITY NATIONAL BANK
Type
Bank
Address
LOS ANGELES, CA 90071
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2050
March 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
DOUGLAS CO
Property Address
10635 LADERA PT, LONE TREE, CO 80124-5376
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
LAND TITLE GUARANTEE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000017576
Date
Mar 27, 2018
Instrument
2018017576
Lender
Name
BNY MELLON NA
Type
Bank
Address
BOSTON, MA 02108
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.5%
Type Change Date
Jan 1, 2025
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.5%
Index
1-Year LIBOR
Max Rate
8.5%
March 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
DOUGLAS CO
Recording Date
Mar 6, 2017
Property Address
10635 LADERA PT, LONE TREE, CO 80124-5376
Document Number
0000015568
Instrument Date
Mar 2, 2017
Instrument
15568
Transaction Type
Transfer
Record Updated
Apr 28, 2017
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$93.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
10635 LADERA PT LONE TREE CO 801245376, LONE TREE, CO 80124-5376
Mortgage
Document Number
15569
Date
Mar 6, 2017
Instrument
15569
Lender
Name
COLORADO ST BK&TR
Type
Bank
Address
TULSA, OK 74153
Agreement
Amount
Amount on Record
Term
360 Months
Due
Mar 5, 2047
Interest
Rate Type
Adjustable Rate
Rate
4.01%
Tax Assessment & Valuation
The 2025 property tax bill for 10635 Ladera Pt was $13,247, down 8% from the year before.
Source: Douglas County assessment roll, as of June 23, 2026
Property Jurisdictions
Type
Name
State
Colorado
County
Douglas County
Municipality
Lone Tree City
Unified School District
Douglas County School District RE-1 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$97,630 (-)Land $11,210Building $86,420
$1,435,842 (-)Land $164,909Building $1,270,933
2025
$13,247.00 (-8.05%)
$97,630Land $11,210Building $86,420
$1,435,842Land $164,909Building $1,270,933
2024
$14,406.00 (-0.68%)
2023
$14,504.00
$108,310Land $12,100Building $96,210
$1,616,583Land $180,618Building $1,435,965
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 10635 Ladera Pt in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
5 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 10635 Ladera Pt is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 73% of the US · above 71% of Colorado
Wildfire Likelihood
0.3% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source
Purchased surface water from DENVER WATER BOARD
Last State Inspection
Dec 2024
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
CenturyLink Fiber
1,000 / 1,000
May also be available: Aerux Broadband, Kellin Communications, Starry, Verizon.