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10634 Tecopa Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 10634 Tecopa Rd, Apple Valley, CA 92308

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,302 sqft · built 1986
Lot Size0.423 acres (18,442 sqft)
OwnerIndividual Name on File
Last Sale$86,000 (Mar 2009)
Tax Bill$1,738 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2017 Mortgage
+ 5 more
Flood ZoneZone D (undetermined)
APN0434-244-21-0000

Property Details

APN / Parcel Number

Primary APN0434-244-21-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,302 sqft Living Area
Gross Area1,922 sqft
1st Floor Area1,302 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,442 sqft (0.423 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area627 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address10634 TECOPA RD
CityAPPLE VALLEY
StateCA
Zip92308-8030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5780 LOT 499 TR NO 5780 CIRCLE M RANCHOS NO 4 LOT 499 EX MNL RTS WITHOUT S E
Legal SubdivisionCIRCLE M RANCHOS UNIT #4
Legal Tract5780
Legal Block2
Legal Lot Number499
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2019
Census Tract9709

Owner

Source: San Bernardino County records · APN 0434-244-21-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 18, 2017Deed of Trust, Mortgage · FHA Mortgage
METROPOLITAN HOME MORTGAGE INC
Aug 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
METROPOLITAN HOME MORTGAGE INC
Apr 25, 2019Deed of Trust, Mortgage · FHA Mortgage
METROPOLITAN HOME MORTGAGE INC
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2009 · Amount on Record
Deed SaleMar 18, 2009 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number2009114501
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Transaction TypeMortgage
Record UpdatedSep 23, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030

Mortgage

Document Number0000307402
DateSep 08, 2022
Instrument2022-0307402
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000534106
DateDec 18, 2017
Instrument2017-0534106
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000316617
DateAug 29, 2018
Instrument2018-0316617
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128833
DateApr 25, 2019
Instrument2019-0128833
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030

Mortgage

Document Number0000334838
DateJul 26, 2021
Instrument2021-0334838
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030

Mortgage

Document Number0000375707
DateAug 20, 2021
Instrument2021-0375707
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10634 TECOPA RD, APPLE VALLEY, CA 92308-8030
Document Number0000061584
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10634 TECOPA RD APPLE VALLEY CA 923088030, APPLE VALLEY, CA 92308-8030

Mortgage

Document Number0000061584
DateFeb 21, 2020
Instrument61584
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$112,963 (+2%) Land $39,407 Building $73,556
2025$1,738.00 (+4.13%)$110,748 (+4.04%) Land $38,634 Building $72,114
2023$1,669.00 (+24.74%)$106,447 Land $37,133 Building $69,314
2022$1,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: California Internet.

Based on FCC filings for 263 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGOLDEN STATE WATER CO - APPLE VLY SOUTH
private · serves 6,247 people
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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