Chesterfield County property record for 10633 Ramshorn Rd, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,100 sqft · built 1984 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Mar 2006) |
| Tax Bill | $3,645 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00906040100D005 |
| Primary APN | 00906040100D005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Finished Area |
| 1st Floor Area | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 14,636 sqft (0.336 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 318332001 |
|---|---|
| Street Address | 10633 RAMSHORN RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | RAMSGATE L 5 BK D SEC 1 |
| Legal Subdivision | RAMSGATE |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100926 |
10633 Ramshorn Rd is owned and occupied by an individual who bought it in March 2006.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10633 RAMSHORN RD, MIDLOTHIAN, VA 23113-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2006 · Amount on File |
| Deed Sale | Mar 31, 2006 · Amount on File |
| Deed Book / Page | 7033 / 558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 10633 RAMSHORN RD, MIDLOTHIAN, VA 23113-1112 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013812-174 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 13812/174 |
| Instrument | 2022001883 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 10633 RAMSHORN RD, MIDLOTHIAN, VA 23113-1112 |
| Document Number | 12750366 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10633 RAMSHORN RD MIDLOTHIAN VA 231131112, MIDLOTHIAN, VA 23113-1112 |
| Document Number | 12750366 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 012750/000366 |
| Instrument | 22079 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 10633 RAMSHORN RD, MIDLOTHIAN, VA 23113-1112 |
| Document Number | 11658793 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10633 RAMSHORN RD MIDLOTHIAN VA 231131112, MIDLOTHIAN, VA 23113-1112 |
| Document Number | 11658793 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 011658/000793 |
| Instrument | 24205 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 20, 2037 |
| Rate | 4.25% |
|---|
The 2026 property tax bill for 10633 Ramshorn Rd was $3,645.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,645.00 | $406,800 (-) Land $105,000 Building $301,800 | $406,800 (-) Land $105,000 Building $301,800 |
| 2025 | $406,800 Land $105,000 Building $301,800 | $406,800 Land $105,000 Building $301,800 | |
| 2023 | $3,446.00 | $376,000 Land $84,000 Building $292,000 | $376,000 Land $84,000 Building $292,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10633 Ramshorn Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2023 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10633 Ramshorn Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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