San Diego County property record for 10632 Valle Vista Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 974 sqft · built 1965 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jul 2026) |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 379-101-18-00 |
| Primary APN | 379-101-18-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 974 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 72,310 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 3790911600 |
|---|---|
| Street Address | 10632 VALLE VISTA RD |
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 16 SW 272 FT OF NE 544 FT & SE 15 FT OF NE 272 FT OF TR 001204 |
| Legal Subdivision | LAKESIDE FARMS |
| Legal Tract | 001204 |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 16901 |
10632 Valle Vista Rd is owned and occupied by two individuals who bought it in July 2026.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10632 VALLE VISTA RD, LAKESIDE, CA 92040-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 9, 2026 | Grant Deed, Transfer · FHA Mortgage OCMBC INC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Jun 18, 1998 · Amount on File |
| Deed Document Number | 2026197068 |
| Prior Transfer Date | Apr 21, 2005 |
| Prior Transfer Doc | 0000463150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 9, 2026 |
| Property Address | 10632 VALLE VISTA RD, LAKESIDE, CA 92040-1724 |
| Document Number | 0000197068 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026197068 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10632 VALLE VISTA RD, LAKESIDE, CA 92040-1724 |
| Document Number | 0000197069, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026197069 |
| Name | OCMBC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10632 VALLE VISTA RD, LAKESIDE, CA 92040-1724 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1105 GRAND AVE, WINDSOR, CO 80550-5829 |
| Document Number | 0000457337 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0457337 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 10632 Valle Vista Rd was $3,168.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $257,491 (+2%) Land $94,897 Building $162,594 | |
| 2025 | $3,168.00 | $252,443 Land $93,037 Building $159,406 |
| 2023 | $3,008.00 (+1.59%) | $242,642 Land $89,425 Building $153,217 |
| 2022 | $2,961.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10632 Valle Vista Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (1980–2024) |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10632 Valle Vista Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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