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10632 SE 251st St, Lathrop, MO 64465 Property Records

Clinton County property record for 10632 SE 251st St, Lathrop, MO 64465

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,794 sqft · built 1999
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$3,713 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09 07.0 25 000 000 006.003

Property Details

APN / Parcel Number

Primary APN09 07.0 25 000 000 006.003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units99 Units
Stories1 Story
Building Area2,794 sqft Living Area
Basement Area2,794 sqft
Finished Basement2,471 sqft
Unfinished Basement323 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area156 sqft
Deck Area560 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address10632 SE 251ST ST
CityLATHROP
StateMO
Zip64465-8265
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBEG @ SW CORNER OF SE1/4, THENCE E 574.88' TO POB. N 660' E 330' S 660'W 330' TO POB
Legal Range30W
Legal Township55N
Legal Section25
JurisdictionCLINTON MO
Township / Civil DivisionLATHROP
Census Block Group2
Census Block2070
Census Tract960202

Owner

10632 SE 251st St, a rural home, is owned and occupied by two individuals who acquired it in April 2009.

Source: Clinton County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address10632 SE 251ST ST, LATHROP, MO 64465-8265
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
May 20, 2025Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2009
Deed SaleApr 1, 2009
Deed Document Number20091340
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MO
Property Address10632 SE 251ST ST, LATHROP, MO 64465-8265
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10632 SE 251ST ST, LATHROP, MO 64465-8265

Mortgage

Document Number0202600615
DateMar 4, 2026
Instrument202600615
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

May 2025: Deed, Transfer

Document TypeDeed
JurisdictionCLINTON MO
Recording DateMay 20, 2025
Property Address10632 SE 251ST ST, LATHROP, MO 64465-8265
Document Number0202501224
Instrument DateMay 15, 2025
Instrument202501224
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10632 SE 251ST ST, LATHROP, MO 64465-8265

Mortgage

Document Number0202501222
DateMay 20, 2025
Instrument202501222
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 10632 SE 251st St was $3,713.

Source: Clinton County assessment roll, as of February 12, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClinton County
Unified School DistrictLathrop R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,713.00$53,046 (+11.85%) Land $4,123 Building $48,923$281,070 Land $23,580 Building $257,490
2024$3,713.00 (+10.08%)$47,428 (-) Land $3,747 Building $43,681
2023$3,373.00 (+10.37%)$47,428 (+9.14%) Land $3,747 Building $43,681$251,500 Land $21,600 Building $229,900
2022$3,056.00$43,457 Land $3,747 Building $39,710
2021$230,600 Land $21,600 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10632 SE 251st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10632 SE 251st St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 47% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLINTON CO PWSD 4 SYS 1
serves 4,968 people · EPA ID MO1024156
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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