10632 Anna Ln, Independence, KY 41051 Property Records

Kenton County property record for 10632 Anna Ln, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2018
Lot Size	0.213 acres (9,277 sqft)
Owner	Individual Name on Record
Last Sale	$215,407 (Mar 2019)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Document + 4 more
Flood Zone	Zone X (minimal risk)
APN	`019-00-05-100.00`

Property Details

APN / Parcel Number

Primary APN	`019-00-05-100.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	9,277 sqft (0.213 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10632 ANNA LN
City	INDEPENDENCE
State	KY
Zip	41051-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAHER MEADOWS SEC 4 LOT 100
Legal Subdivision	MAHER MEADOWS
Legal Phase	4
Legal Lot Number	100
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1033
Census Tract	63609

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 24, 2021
Mar 4, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage VICTORY CMNTY BK
Oct 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 29, 2018	Grant Deed, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Mar 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	201903 04 059 00221
Deed Book / Page	4232 / 172
Last Transfer Date	Jun 14, 2021
Transfer Doc	0005900002
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900283
Date	Oct 21, 2021
Book Page	289/23
Instrument	21102105900283

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021:

Jurisdiction	KENTON KY
Recording Date	Jun 24, 2021
Property Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Document Number	0005900002
Book / Page	99 / 761
Map Reference	SL A-1120-A-1121
Instrument Date	Jun 14, 2021
Instrument	21062405900002
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7065 GRANDEUR PL APT 207, 7065, UNION, KY 41091-7871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 4, 2019
Property Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Document Number	0000000221
Book / Page	0I4232 / 000172
Instrument Date	Feb 21, 2019
Instrument	221
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2019
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.41
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10632 ANNA LN INDEPENDENCE KY 410512501, INDEPENDENCE, KY 41051-2501

Mortgage

Document Number	222
Date	Mar 4, 2019
Book Page	0I4232/000175
Instrument	222

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 17, 2018
Property Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Document Number	0000000032
Book / Page	0I4180 / 000258
Instrument Date	Oct 10, 2018
Instrument	32
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$73.31
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025
Investor	Possibly a Property Investor

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 29, 2018
Property Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Book / Page	0I4185 / 000072
Instrument Date	Sep 28, 2018
Instrument	103
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

Mortgage

Document Number	0000000103
Date	Oct 29, 2018
Book Page	0I4185/000072
Instrument	103

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	3940 OLYMPIC BLVD # 100, ERLANGER, KY 41018-1025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 28, 2020

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2018
Property Address	10632 ANNA LN, INDEPENDENCE, KY 41051-2501
Document Number	0000000151
Book / Page	0I4085 / 000079
Instrument Date	Mar 23, 2018
Instrument	151
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,700 (-) Land $45,000 Building $240,700	$285,700 (-) Land $45,000 Building $240,700
2025	$3,322.00 (+22.22%)	$285,700 (+32.64%) Land $45,000 Building $240,700	$285,700 (+32.64%) Land $45,000 Building $240,700
2023	$2,718.00	$215,400 Land $40,000 Building $175,400	$215,400 Land $40,000 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

10632 Anna Ln, Independence, KY 41051 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021:

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Anna Ln

Nearby Streets

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