Orange County property record for 10631 Regency St, Orlando, FL 32825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,707 sqft · built 1971 |
| Lot Size | 0.232 acres (10,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Feb 2011) |
| Tax Bill | $1,791 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-22-31-6686-00-610 |
| Primary APN | 29-22-31-6686-00-610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,707 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,088 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10631 REGENCY ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32825-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PARK MANOR ESTATES SECTION 9 3/67 LOT 61 |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 29 |
| Legal Subdivision | PARK MANOR ESTS SEC 9 |
| Legal Tract | 6686 |
| Legal Lot Number | 61 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 16723 |
10631 Regency St is owned and occupied by an individual who bought it in February 2011.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10631 REGENCY ST, ORLANDO, FL 32825-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| May 9, 2018 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2011 · Amount on File |
| Deed Sale | Feb 17, 2011 · Amount on File |
| Prior Sale | Aug 26, 2005 · Amount on File |
| Deed Document Number | 201187368 |
| Deed Book / Page | 10174 / 6622 |
| Prior Transfer Date | Aug 5, 2010 |
| Prior Transfer Doc | 0000457843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10631 REGENCY ST, ORLANDO, FL 32825-6829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10631 REGENCY ST, ORLANDO, FL 32825-6829 |
| Document Number | 0000662243 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 20230662243 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10631 REGENCY ST, ORLANDO, FL 32825-6829 |
| Document Number | 0000377509 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 10631 REGENCY ST ORLANDO FL 328256829, ORLANDO, FL 32825-6829 |
| Document Number | 0000377509 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 377509 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10631 REGENCY ST, ORLANDO, FL 32825-6829 |
| Document Number | 0000324595 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 10631 REGENCY ST ORLANDO FL 328256829, ORLANDO, FL 32825-6829 |
| Document Number | 0000324595 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 324595 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 10631 Regency St was $1,791, up 9.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,394 (+2.7%) | $322,730 (-3.9%) Land $83,000 Building $239,730 | |
| 2025 | $1,791.00 (+9.41%) Homeowner's exemption | $128,913 | $335,840 Land $83,000 Building $252,840 |
| 2024 | $1,637.00 (+7.91%) | ||
| 2023 | $1,517.00 (+6.01%) Homeowner's exemption | $121,631 (+3%) | $314,098 (+15.29%) Land $83,000 Building $231,098 |
| 2022 | $1,431.00 Homeowner's exemption | $118,088 | $272,444 Land $80,000 Building $192,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10631 Regency St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10631 Regency St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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