10631 Oracle Rd, Lucerne Valley, CA 92356 Property Records

San Bernardino County property record for 10631 Oracle Rd, Lucerne Valley, CA 92356

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,544 sqft · built 1969
Lot Size	0.614 acres (26,738 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Dec 2018)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`0450-293-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0450-293-07-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,738 sqft (0.614 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10631 ORACLE RD
City	LUCERNE VALLEY
State	CA
Zip	92356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LVRM
Legal Description	S 90 FT N 1/2 S 1/2 W 1/2 NE 1/4 SE 1/4 SE 1/4 SEC 11 TP 4N R 1W EX RD AND EX MNL RTS RESERVATION OF RECORD
Legal Range	1W
Legal Township	WP
Legal Section	11
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1178
Census Tract	12106

Owner

10631 Oracle Rd is owned and occupied by two individuals who acquired it in February 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Dec 19, 2018	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Oct 14, 2014 · Amount on File
Deed Document Number	2018467995
Last Transfer Date	Feb 9, 2021
Transfer Doc	0000117560
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 15, 2021
Property Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356
Document Number	0000117560
Instrument Date	Feb 9, 2021
Instrument	2021-0117560
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356

Mortgage

Document Number	0000117561
Date	Mar 15, 2021
Instrument	2021-0117561

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 19, 2018
Property Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356
Document Number	0000467995
Instrument Date	Nov 30, 2018
Instrument	2018-0467995
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356

Mortgage

Document Number	0000467996
Date	Dec 19, 2018
Instrument	2018-0467996

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 3, 2018
Property Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356
Document Number	0000362075
Instrument Date	Sep 10, 2018
Instrument	362075
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$44.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1216 LUCERNE VALLEY CA 923561216, LUCERNE VALLEY, CA 92356-1216

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 22, 2017
Property Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356
Document Number	0000498569
Instrument Date	Oct 26, 2017
Instrument	498569
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1216 LUCERNE VALLEY CA 923561216, LUCERNE VALLEY, CA 92356-1216

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 25, 2017
Property Address	10631 ORACLE RD, LUCERNE VALLEY, CA 92356
Document Number	0000170789
Instrument Date	Apr 24, 2017
Instrument	170789
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 10631 Oracle Rd was $2,092.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Lucerne Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$168,966 (+2%) Land $34,134 Building $134,832
2025	$2,092.00	$165,653 Land $33,465 Building $132,188
2023	$2,020.00 (+2.33%)	$159,221 Land $32,166 Building $127,055
2022	$1,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10631 Oracle Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10631 Oracle Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER WATER CO private · serves 162 people · EPA ID CA3600070
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
WISPRENN Fixed Wireless	75 / 10

May also be available: Frontier.

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