1063 Victory Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 1063 Victory Ct, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,840 sqft · built 2005
Lot Size0.178 acres (7,764 sqft)
OwnerCompany Name on Record
Last Sale$860,500 (Dec 2005)
Tax Bill$14,962 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-523-33-00

Property Details

APN / Parcel Number

Primary APN122-523-33-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,840 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area7,764 sqft (0.178 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1063 VICTORY CT
CityOCEANSIDE
StateCA
Zip92057-1937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-MP-1
Legal DescriptionLOT 33 TR 014866
Legal SubdivisionMORRO HILLS VILLAGE
Legal Tract014866
Legal Block4
Legal Lot Number33
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1063 VICTORY CT, OCEANSIDE, CA 92057-1937
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
COASTAL FUNDING SLC INC
Dec 28, 2017Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
COASTAL FUNDING SLC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2005 · Amount on Record
Deed SaleDec 8, 2005 · Amount on Record
Deed Document Number20051055634
Last Transfer DateSep 20, 2007
Transfer Doc0000636658
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1063 VICTORY CT, OCEANSIDE, CA 92057-1937
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1063 VICTORY CT, OCEANSIDE, CA 92057-1937

Mortgage

Document Number0000606341
DateAug 26, 2021
Instrument2021-0606341
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1063 VICTORY CT, OCEANSIDE, CA 92057-1937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000613190
DateDec 28, 2017
Instrument2017-0613190
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1063 VICTORY CT, OCEANSIDE, CA 92057-1937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1063 VICTORY CT, OCEANSIDE, CA 92057-1937

Mortgage

Document Number0000189894
DateApr 14, 2020
Instrument2020-0189894
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,236,315 (+2%) Land $501,799 Building $734,516
2025$14,962.00 (+6.08%) Homeowner's exemption$1,212,074 (+10.19%) Land $491,960 Building $720,114
2023$14,104.00 (+7.78%) Homeowner's exemption$1,100,000 Land $442,000 Building $658,000
2022$13,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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