1063 Ralph Joyce Rd, Sandy Ridge, NC 27046 Property Records

Stokes County property record for 1063 Ralph Joyce Rd, Sandy Ridge, NC 27046

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,006 sqft · built 2016
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`699900673490`

Property Details

APN / Parcel Number

Primary APN	`699900673490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,006 sqft Heated Area
Utility Area	720 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	81,893 sqft (1.88 acres)
Porch	Slab
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1063 RALPH JOYCE RD
City	SANDY RIDGE
State	NC
Zip	27046-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Jurisdiction	STOKES NC
Township / Civil Division	SNOW CREEK
Census Block Group	2
Census Block	2011
Census Tract	70102

Owner

1063 Ralph Joyce Rd is owned and occupied by two individuals who acquired it in April 2021.

Source: Stokes County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1063 RALPH JOYCE RD, SANDY RIDGE, NC 27046-7355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 1, 2017	Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021
Deed Sale	Apr 21, 2021
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	20212269
Deed Book / Page	733 / 1095
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	733/1095
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STOKES NC
Recording Date	Apr 21, 2021
Property Address	1063 RALPH JOYCE RD, SANDY RIDGE, NC 27046-7355
Document Number	733/1095
Book / Page	733 / 1095
Map Reference	MB 12 PG 127
Instrument Date	Apr 15, 2021
Instrument	2269
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1063 RALPH JOYCE RD, SANDY RIDGE, NC 27046-7355

Mortgage

Document Number	2270
Date	Apr 21, 2021
Instrument	2270

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1063 RALPH JOYCE RD, SANDY RIDGE, NC 27046-7355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0682/1516
Date	Mar 1, 2017
Book Page	0682/1516
Instrument	01080

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1063 Ralph Joyce Rd was $2,178.

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00	$304,700 (-) Land $28,800 Building $275,900	$304,700 (-) Land $28,800 Building $275,900
2025	$2,178.00	$304,700 Land $28,800 Building $275,900	$304,700 Land $28,800 Building $275,900
2023	$1,613.00	$218,000 (-) Land $23,200 Building $194,800	$218,000 (-) Land $23,200 Building $194,800
2022	$1,613.00	$218,000 Land $23,200 Building $194,800	$218,000 Land $23,200 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1063 Ralph Joyce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1063 Ralph Joyce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ralph Joyce Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures