1063 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 1063 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1958
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Aug 2018)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`9228-01-04-0080`

Property Details

APN / Parcel Number

Primary APN	`9228-01-04-0080`
Alternative APNs	`32192801040080` `3376587.0` `3376587`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
2nd Floor Area	414 sqft
Upper Floors Area	414 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	90 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	414 sqft
Carport	Carport

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	342 sqft
Patio Area	978 sqft
Boat Access	Boat Access
Boat House	972 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3376587.0
Old Parcel Number	32192801040080
Street Address	1063 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	28-19-32 LOTS 8 & 9 BLK D LEMON BLUFF MB 11 PG 188 EXC 12.5 PC SUBSURFACE RIGHTS TO N 35 FT PER OR 5227 PG 1909 PER OR 6480
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF
Legal Tract	1
Legal Block	D
Legal Lot Number	8-9 9
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1063 LEMON BLUFF RD, OSTEEN, FL 32764-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STRATEGIC RETIREMENT PLANNING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	2018-159402
Deed Book / Page	7581 / 3684
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1063 LEMON BLUFF RD, OSTEEN, FL 32764-9642
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1063 LEMON BLUFF RD, OSTEEN, FL 32764-9642

Mortgage

Document Number	0079562211
Date	Dec 14, 2020
Book Page	7956/2211
Instrument	2020-241557

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 8, 2018
Property Address	1063 LEMON BLUFF RD, OSTEEN, FL 32764-9642
Document Number	0075813684
Book / Page	7581 / 3684
Map Reference	MB 11 PG 188
Instrument Date	Aug 6, 2018
Instrument	2018-159402
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 521262, LONGWOOD, FL 32752-1262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1063 LEMON BLUFF RD, OSTEEN, FL 32764-9642

Mortgage

Document Number	2018159403
Date	Aug 8, 2018
Instrument	2018-159403

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 8, 2017
Property Address	1063 LEMON BLUFF RD, OSTEEN, FL 32764-9642
Document Number	0073701173
Book / Page	007370 / 001173
Instrument Date	Mar 7, 2017
Instrument	46990
Transaction Type	Construction Loan
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1516 PARK AVE ORANGE CITY FL 327638800, ORANGE CITY, FL 32763-8800

Mortgage

Document Number	73701173
Date	Mar 8, 2017
Book Page	007370/001173
Instrument	46990

Lender

Name	STRATEGIC RETIREMENT PLANNING
Address	37125 RACHEL LN, EUSTIS, FL 32736-9273

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 7, 2020

Interest

Rate Type	Fixed Rate
Rate	13.7%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,664.00 (+25.07%) Homeowner's exemption	$406,097 (+10.78%)	$476,463 (+29.98%) Land $210,700 Building $265,763
2023	$6,128.00 (+1.93%) Homeowner's exemption	$366,571 (+3.55%) Land $188,650 Building $177,921	$366,571 (-14.84%) Land $188,650 Building $177,921
2022	$6,012.00 Homeowner's exemption	$354,001	$430,442 Land $195,020 Building $235,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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