Stearns County property record for 1063 Co Rd 134, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,849 sqft · built 1986 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Sep 2026) |
| Tax Bill | $6,022 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47750-0101 |
| Primary APN | 82-47750-0101 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 4 Stories |
| Building Area | 2,849 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 64,904 sqft (1.49 acres) |
| Lot Width | 300 ft Width |
| Garage Area | 2,084 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1063 COUNTY ROAD 134 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 4 & 5 LESS PARCEL#42 OF STEARNS COUNTY ROW PLAT #33 KREMER'S ADDITION SECTION 08 TOWNSHIP 124 RANGE 028 KREMER'S |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 08 |
| Legal Subdivision | KREMERS ADDITION |
| Legal Lot Number | 4-5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1003 |
1063 Co Rd 134 is owned and occupied by two individuals who bought it in September 2026.
Source: Stearns County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1063 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer · VA Mortgage OLD NATIONAL BANK |
| Jul 19, 2023 | Warranty Deed, Transfer GREAT NORTHERN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on File |
| Deed Sale | Sep 16, 2026 · Amount on File |
| Prior Sale | Jul 14, 2023 · Amount on File |
| Deed Document Number | 20261721009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 16, 2026 |
| Property Address | 1063 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0766 |
| Document Number | 0001721009 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20261721009 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188,314.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1063 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0766 |
| Document Number | 0001721010, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20261721010 |
| Name | OLD NATIONAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 19, 2023 |
| Property Address | 1063 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0766 |
| Document Number | 00A1656627 |
| Instrument Date | Jul 14, 2023 |
| Instrument | A1656627 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | GREAT NORTHERN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1063 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0766 |
The 2026 property tax bill for 1063 Co Rd 134 was $6,022.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,022.00 | $412,400 (-) Land $55,000 Building $357,400 | $412,400 (-) Land $55,000 Building $357,400 |
| 2025 | $412,400 Land $55,000 Building $357,400 | $412,400 Land $55,000 Building $357,400 | |
| 2023 | $5,502.00 | $412,400 Land $55,000 Building $357,400 | $412,400 Land $55,000 Building $357,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1063 Co Rd 134 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1063 Co Rd 134 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Intrepid Fiber Networks, Verizon.
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