Gaston County property record for 1063 Capel Ct, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,261 sqft · built 1996 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Sep 2010) |
| Tax Bill | $3,907 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10078 00129 |
| Primary APN | 10078 00129 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Mixed |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Porch | Porch |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1063 CAPEL CT |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVERWOOD PLANTATION BLK D L 94 10 078 001 29 000 |
| Legal Subdivision | RIVERWOOD PLANTATION |
| Legal Block | D |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 33202 |
1063 Capel Ct is owned and occupied by two individuals who bought it in September 2010.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1063 CAPEL CT, GASTONIA, NC 28056-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2010 · Amount on File |
| Deed Sale | Sep 14, 2010 · Amount on File |
| Prior Sale | Dec 31, 2007 · Amount on File |
| Deed Book / Page | 4530 / 764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1063 CAPEL CT, GASTONIA, NC 28056-7951 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0049830226 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 4983/0226 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1063 CAPEL CT, GASTONIA, NC 28056-7951 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051551332 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 5155/1332 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 1063 Capel Ct was $3,907.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,907.00 | $365,560 Land $38,000 Building $327,560 | |
| 2023 | $3,948.00 | $365,560 Land $38,000 Building $327,560 | |
| 2021 | $218,790 Land $28,000 Building $190,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1063 Capel Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1063 Capel Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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