10628 Challenge Blvd, La Mesa, CA 91941 Property Records

San Diego County property record for 10628 Challenge Blvd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1954
Lot Size	0.416 acres (18,100 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2017)
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-054-06-00`

Property Details

APN / Parcel Number

Primary APN	`501-054-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,251 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	18,100 sqft (0.416 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10628 CHALLENGE BLVD
City	LA MESA
State	CA
Zip	91941-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 267 TR 002180
Legal Subdivision	MOUNT HELIX CALAVO GARDENS
Legal Tract	002180
Legal Block	3
Legal Lot Number	267
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	13605

Owner

10628 Challenge Blvd is owned and occupied by two individuals who bought it in March 2017.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10628 CHALLENGE BLVD, LA MESA, CA 91941-7019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 12, 2018	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Mar 29, 2017	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Aug 6, 2002 · Amount on File
Deed Document Number	2017141117
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0000141117
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10628 CHALLENGE BLVD, LA MESA, CA 91941-7019
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10628 CHALLENGE BLVD, LA MESA, CA 91941-7019

Mortgage

Document Number	0000262196
Date	Apr 5, 2021
Instrument	2021-0262196

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10628 CHALLENGE BLVD, LA MESA, CA 91941-7019
Document Number	0000434723
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10628 CHALLENGE BLVD LA MESA CA 919417019, LA MESA, CA 91941-7019

Mortgage

Document Number	0000434723
Date	Oct 18, 2018
Instrument	434723

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2017
Property Address	10628 CHALLENGE BLVD, LA MESA, CA 91941-7019
Document Number	0000141117
Map Reference	MAP2180
Instrument Date	Mar 10, 2017
Instrument	2017-0141117
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10628 CHALLENGE BLVD, LA MESA, CA 91941-7019

Mortgage

Document Number	0000141118
Date	Mar 29, 2017
Instrument	2017-0141118

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10628 Challenge Blvd was $6,178 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$536,763 (+2%) Land $277,230 Building $259,533
2025	$6,178.00 Homeowner's exemption	$526,240 Land $271,795 Building $254,445
2023	$5,106.00 (+1.21%) Homeowner's exemption	$442,370 Land $261,242 Building $181,128
2022	$5,045.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10628 Challenge Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10628 Challenge Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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