Montezuma County property record for 10627 Rd 29, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2023 |
| Lot Size | 1.83 acres (80,063 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jan 2023) |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer May 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R018490 |
| Primary APN | R018490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,872 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable |
| Lot Area | 80,063 sqft (1.83 acres) |
| Heating System | Central |
|---|
| Account Number | R018490 |
|---|---|
| Street Address | 10627 ROAD 29 |
| City | CORTEZ |
| State | CO |
| Zip | 81321-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A/R 3-9 |
| Legal Description | SUBDIVISION: TOTTEN PUD LOT: 4 1.838AC |
| Legal Subdivision | TOTTEN PUD |
| Legal Lot Number | 4 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 969600 |
Source: Montezuma County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK CORTEZ |
| Jun 26, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK CORTEZ |
| Jan 4, 2023 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Deed Document Number | 2023649058 |
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000669053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 22, 2026 |
| Property Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Document Number | 0000669053 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026669053 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Document Number | 0000655900 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 655900 |
| Name | FIRST NATIONAL BANK CORTEZ |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2380 E MAIN ST, CORTEZ, CO 81321-4232 |
| Document Number | 0000651399 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 651399 |
| Name | FIRST NATIONAL BANK CORTEZ |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jan 4, 2023 |
| Property Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Document Number | 0000649058 |
| Map Reference | MB 20 PG 61 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 649058 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10627 ROAD 29, CORTEZ, CO 81321-9388 |
| Document Number | 0000649059 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 649059 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,318.00 (+19.38%) | $25,977 (+21.29%) Land $8,756 Building $17,221 | $326,339 (+21.29%) Land $110,000 Building $216,339 |
| 2024 | $1,104.00 (+221.87%) | $21,417 (-12.94%) Land $7,270 Building $14,147 | $269,058 (-12.94%) Land $91,331 Building $177,727 |
| 2023 | $343.00 (-12.28%) | $24,601 (+249.64%) Land $8,756 Building $15,845 | $309,058 (+1,173.84%) Land $110,000 Building $199,058 |
| 2022 | $391.00 | $7,036 Land $7,036 | $24,262 Land $24,262 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
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