10627 E FM 243, Bertram, TX 78605 Property Records

Burnet County property record for 10627 E FM 243, Bertram, TX 78605 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,290 sqft · built 1945
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$365 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0051000002275000`

Property Details

APN / Parcel Number

Primary APN	`B0051000002275000`
Alternative APN	`47697`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,686 sqft
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Asbestos
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Storage Building	48 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10627 E FM 243
City	BERTRAM
State	TX
Zip	78605-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0051 JOHN BAILEY, TRACT 23, .5 ACRES
Legal Subdivision	JOHN BAILEY
Legal Tract	23
Legal Block	4
Legal Lot Number	23
Jurisdiction	BURNET TX
Township / Civil Division	BRIGGS
Census Block Group	4
Census Block	4018
Census Tract	960101

Owner

Source: Burnet County records · APN B0051000002275000

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10627 E FM 243, BERTRAM, TX 78605-3803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	10627 E FM 243, BERTRAM, TX 78605-3803
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10627 E FM 243, BERTRAM, TX 78605-3803

Mortgage

Document Number	0202304141
Date	May 02, 2023
Instrument	202304141

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.43%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

Tax Assessment & Valuation

Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$365.00 (+3.99%) Homeowner's exemption Senior Citizen's exemption	$144,090 (-22.37%)	$196,102 (+5.65%) Land $31,194 Building $164,908
2024	$351.00 (+3.54%)
2023	$339.00 Homeowner's exemption Senior Citizen's exemption	$185,608 Land $20,700 Building $164,908	$185,608 Land $20,700 Building $164,908

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burnet County (48053C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480539601014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	About 1 in 294 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.