10626 Rd 23J, Cloverdale, OH 45827 Property Records

Putnam County property record for 10626 Rd 23J, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,230 sqft · built 1980
Lot Size	1.34 acres (58,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Nov 2009)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`40-026020.0100`

Property Details

APN / Parcel Number

Primary APN	`40-026020.0100`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,230 sqft Living Area
1st Floor Area	1,892 sqft
Attic	Attic
Attic Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	58,675 sqft (1.34 acres)
Shed	1 Shed
Shed Area	130 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	10626 ROAD 23J
City	CLOVERDALE
State	OH
Zip	45827-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 5E 20 EMDPT NE SW
Legal Range	5E
Legal Township	1N
Legal Section	20
Legal Subdivision	GERALDINE JANKA PLAT
Jurisdiction	PUTNAM OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3061
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10626 ROAD 23J, CLOVERDALE, OH 45827-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 1, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2009 · Amount on Record
Deed Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	20097280
Deed Book / Page	610 / 193
Last Transfer Date	Oct 29, 2019
Transfer Doc	00719/2398
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10626 ROAD 23J, CLOVERDALE, OH 45827-9714
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10626 ROAD 23J, CLOVERDALE, OH 45827-9714

Mortgage

Document Number	00760/1358
Date	Oct 23, 2023
Book Page	760/1358
Instrument	202300003754

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	May 1, 2020
Property Address	10626 ROAD 23J, CLOVERDALE, OH 45827-9714
Document Number	00719/2398
Book / Page	719 / 2398
Instrument Date	Oct 29, 2019
Instrument	202000001825
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10626 ROAD 23J, CLOVERDALE, OH 45827-9714

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Perry Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (+9.67%) Homeowner's exemption	$76,900 (+15.59%) Land $4,920 Building $71,980	$219,720 (+15.59%) Land $14,060 Building $205,660
2024	$2,286.00 (+29.59%) Homeowner's exemption	$66,530 (+65.74%) Land $4,920 Building $61,610
2023	$1,764.00 (+15.82%) Homeowner's exemption Additional exemption filed	$40,140 (-) Land $3,810 Building $36,330	$190,090 (+65.74%) Land $14,060 Building $176,030
2022	$1,523.00 Homeowner's exemption	$40,140 Land $3,810 Building $36,330
2020			$114,690 Land $10,890 Building $103,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

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