10625 E Lake Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 10625 E Lake Rd, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,801 sqft · built 1971
Lot Size	0.804 acres (35,035 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Aug 2021)
Tax Bill	$3,960 (2023)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`111-112-22`

Property Details

APN / Parcel Number

Primary APN	`111-112-22`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,801 sqft Heated Area
Gross Area	3,425 sqft
1st Floor Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Split Level
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	35,035 sqft (0.804 acres)

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	84 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	111-112-22
Street Address	10625 E LAKE RD
City	CHARLOTTE
State	NC
Zip	28215-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L10&11 BH M7-835
Legal Subdivision	CEDARBROOK ACRES
Legal Block	H
Legal Lot Number	10,11 11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2011
Census Tract	5627

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage DAVID ROUGHTON ETAL
May 15, 2019	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Aug 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LINDA SOLANA
Jan 19, 2021	Deed of Trust, Construction Loan · Construction Mortgage MITCHELL YOUNG
Sep 24, 2020	Deed of Trust, Construction Loan · Construction Mortgage MITCHELL YOUNG IRA MITCHELL YOUNG IRA
Jul 9, 2020	Warranty Deed, Transfer · Construction Mortgage MITCHELL YOUNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	0036455528
Deed Book / Page	36455 / 528
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 QUEEN CITY DR, CHARLOTTE, NC 28208-3682

Mortgage

Document Number	0000035442
Date	Feb 24, 2021
Book Page	35711/577
Instrument	2021035442

Lender

Name	DAVID ROUGHTON ETAL
Type	Private Party
Address	202 BROOKSIDE DR, FORT MILL, SC 29715

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058562
Date	May 15, 2019
Book Page	33509/120
Instrument	2019058562

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 26, 2021
Property Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Document Number	0000164279
Book / Page	36455 / 528
Map Reference	MB 7 PG 835
Instrument Date	Aug 23, 2021
Instrument	2021164279
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	VENTURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 HAWTHORNE LN # LN110-25, LN110-25, CHARLOTTE, NC 28204-2484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025

Mortgage

Document Number	0000164280
Date	Aug 26, 2021
Instrument	2021164280

Lender

Name	LINDA SOLANA
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 19, 2021
Property Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Document Number	0000009664
Book / Page	035560 / 000384
Instrument Date	Jan 13, 2021
Instrument	9664
Transaction Type	Construction Loan
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 HAWTHORNE LN #110-251 CHARLOTTE NC 282042484, 110-25, CHARLOTTE, NC 28204-2484

Mortgage

Document Number	0000009664
Date	Jan 19, 2021
Book Page	035560/000384
Instrument	9664

Lender

Name	MITCHELL YOUNG
Address	PO BOX 2741, HUNTERSVILLE, NC 28070-2741

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2022

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 24, 2020
Property Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Document Number	0000155411
Book / Page	035093 / 000602
Instrument Date	Sep 23, 2020
Instrument	155411
Transaction Type	Construction Loan
Record Updated	Oct 29, 2020
Title Company	REAL ESTATE TEAMS TITLE, REAL EST TEAMS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 HAWTHORNE LN #110-251 CHARLOTTE NC 282042484, 110-25, CHARLOTTE, NC 28204-2484

Mortgage

Document Number	0000155411
Date	Sep 24, 2020
Book Page	035093/000602
Instrument	155411

Lender

Name	MITCHELL YOUNG IRA MITCHELL YOUNG IRA
Type	Bank
Address	HUNTERSVILLE, NC 28070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2021

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 9, 2020
Property Address	10625 E LAKE RD, CHARLOTTE, NC 28215-9025
Document Number	0000103610
Book / Page	034786 / 000142
Instrument Date	Jul 9, 2020
Instrument	103610
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$166.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 HAWTHORNE LN #110-251 CHARLOTTE NC 282042484, 110-25, CHARLOTTE, NC 28204-2484

Mortgage

Document Number	103611
Date	Jul 9, 2020
Book Page	034786/000144
Instrument	103611

Lender

Name	MITCHELL YOUNG

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 8, 2021

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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