10623 Main St, Leo, IN 46765 Property Records

Allen County property record for 10623 Main St, Leo, IN 46765

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,400 sqft · built 1942
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-03-15-381-017.000-082`

Property Details

APN / Parcel Number

Primary APN	`02-03-15-381-017.000-082`
Alternative APN	`4329110038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	2,400 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	1,280 ft deep x 600 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10623 MAIN ST, 219
City	LEO
State	IN
Zip	46765-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTON W 1/2 LOT 37 W1/2 LOT 38 & S 1/2 VAC ALLEY ADJ ON N
Legal Subdivision	HAMILTON
Legal Lot Number	37,38
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	3
Census Block	3035
Census Tract	10202

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10623 MAIN ST, 219, LEO, IN 46765-9322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10623 MAIN ST, LEO, IN 46765-9322
Transaction Type	Mortgage
Record Updated	Aug 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020044516
Date	Jul 29, 2020
Instrument	2020044516

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	GRABILL, IN 46741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Municipality	Leo-Cedarville Town
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (+5.09%)	$284,100 (+34.58%) Land $17,000 Building $267,100	$284,100 (+34.58%) Land $17,000 Building $267,100
2024	$2,377.00 (+31.54%)
2023	$1,807.00 (+12.66%)	$211,100 (+10.29%) Land $17,000 Building $194,100	$211,100 (+10.29%) Land $17,000 Building $194,100
2022	$1,604.00	$191,400 Land $17,000 Building $174,400	$191,400 Land $17,000 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER WATER L.L.C. private · serves 2,076 people · EPA ID IN5202034
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Watch TV.

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