Hamilton County property record for 10620 Stargate Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,143 sqft · built 1972 |
| Lot Size | 0.392 acres (17,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,900 (Jan 2017) |
| Tax Bill | $4,640 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0156-00 |
| Primary APN | 590-0300-0156-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,143 sqft Living Area |
| Gross Area | 3,630 sqft |
| 1st Floor Area | 1,025 sqft |
| 2nd Floor Area | 1,118 sqft |
| Basement Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 17,076 sqft (0.392 acres) |
| Lot Dimensions | 245 ft deep x 70.5 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 301 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10620 STARGATE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARGATE LN 70.50 X 245.57 IRR LOT 42 MILHAVEN SUB BLK D |
| Legal Subdivision | MILHAVEN SUB |
| Legal Block | D |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21509 |
10620 Stargate Ln is owned and occupied by an individual who bought it in January 2017.
Source: Hamilton County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10620 STARGATE LN, CINCINNATI, OH 45240-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 6, 2017 | Warranty Deed, Transfer BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on File |
| Deed Sale | Jan 6, 2017 · Amount on File |
| Deed Document Number | 20171829 |
| Prior Transfer Date | Aug 12, 2013 |
| Prior Transfer Doc | 0000000983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10620 STARGATE LN, CINCINNATI, OH 45240-3530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024205 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 14618/1525 |
| Instrument | 2022-0024205 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10620 STARGATE LN, CINCINNATI, OH 45240-3530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200106215 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 14274/178 |
| Instrument | 2020-0106215 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10620 STARGATE LN, CINCINNATI, OH 45240-3530 |
| Document Number | 0000016675 |
| Instrument Date | Dec 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10620 STARGATE LN CINCINNATI OH 452403530, CINCINNATI, OH 45240-3530 |
| Document Number | 0000016675 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 014107/000753 |
| Instrument | 16675 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Feb 18, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10620 STARGATE LN, CINCINNATI, OH 45240-3530 |
| Document Number | 0000075773 |
| Book / Page | 013484 / 002279 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10620 STARGATE LN CINCINNATI OH 452403530, CINCINNATI, OH 45240-3530 |
| Document Number | 0000075773 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 013484/002279 |
| Instrument | 75773 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 6, 2017 |
| Property Address | 10620 STARGATE LN, CINCINNATI, OH 45240-3530 |
| Document Number | 0000171829 |
| Book / Page | 013328 / 001168 |
| Instrument Date | Dec 13, 2016 |
| Instrument | 171829 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10620 STARGATE LN CINCINNATI OH 452403530, CINCINNATI, OH 45240-3530 |
| Document Number | 1830 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 013328/001170 |
| Instrument | 1830 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2047 |
The 2025 property tax bill for 10620 Stargate Ln was $4,640, up 0.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,640.00 (+0.91%) | $78,789 (-) Land $11,743 Building $67,046 | $225,110 Land $33,550 Building $191,560 |
| 2024 | $4,598.00 (+5.19%) | $78,789 (-) Land $11,743 Building $67,046 | |
| 2023 | $4,371.00 (-24.1%) | $78,789 (+4.95%) Land $11,743 Building $67,046 | $225,110 Land $33,550 Building $191,560 |
| 2022 | $5,759.00 Homeowner's exemption | $75,075 Land $11,431 Building $63,644 | |
| 2020 | $214,500 Land $32,660 Building $181,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10620 Stargate Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10620 Stargate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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