10620 Saddle Path Rd, Belvidere, IL 61008 Property Records

Boone County property record for 10620 Saddle Path Rd, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,947 sqft · built 1990
Lot Size5.13 acres (223,463 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (Sep 2017)
Tax Bill$10,812 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN05-08-100-009

Property Details

APN / Parcel Number

Primary APN05-08-100-009
Alternative APN
  • 05-05-08-100-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,947 sqft Living Area
Gross Area3,494 sqft
1st Floor Area3,494 sqft
Basement Area1,747 sqft
Finished Basement1,200 sqft
Unfinished Basement547 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area223,463 sqft (5.13 acres)
Lot Dimensions643 ft deep x 342 ft wide
Garage Area888 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-08-100-009
Street Address10620 SADDLE PATH RD
CityBELVIDERE
StateIL
Zip61008-9689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description8-44-3 TOM JONES REALTORS RURAL ACRES SUBD LOT 4 10620 SADDLE PATH 34 2.17 X 643.64
Legal SubdivisionRURAL ACRES SUBD
Legal Lot Number4
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group1
Census Block1033
Census Tract10501

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10620 SADDLE PATH RD, BELVIDERE, IL 61008-9689
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK
Sep 19, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2017 · Amount on Record
Deed SaleSep 19, 2017 · Amount on Record
Prior SaleMay 11, 1990
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address10620 SADDLE PATH RD, BELVIDERE, IL 61008-9689
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R04792
DateOct 31, 2025
Instrument2025R04792
Lender
NamePNC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 27, 2065

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionBOONE IL
Recording DateSep 19, 2017
Property Address10620 SADDLE PATH RD, BELVIDERE, IL 61008-9689
Document Number2017R04977
Map ReferencePB 7 PG 12
Instrument DateSep 15, 2017
Instrument2017R04977
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

AmountAmount Recorded
Tax$472.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15614 BRITTNY CIR, SOUTH BELOIT, IL 61080-9721

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 SADDLE PATH RD, BELVIDERE, IL 61008-9689
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,812.00 (+5.96%) Homeowner's exemption$150,803 (-) Land $28,313 Building $122,490$452,409 (-) Land $84,939 Building $367,470
2024$150,803 (+28.08%) Land $28,313 Building $122,490$452,409 (+28.08%) Land $84,939 Building $367,470
2022$10,204.00$117,737 Land $28,312 Building $89,425$353,211 Land $84,936 Building $268,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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