10620 Rd 505, Union, MS 39365 Property Records

Neshoba County property record for 10620 Rd 505, Union, MS 39365

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,560 sqft · built 2024
Lot Size	31.7 acres (1,380,852 sqft)
Owner	Individual Name on Record
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13400-28-001.000`

Property Details

APN / Parcel Number

Primary APN	`13400-28-001.000`
Alternative APN	`15527`

Interior

Full Baths	1 Bath
Building Area	2,560 sqft Building Perimeter
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile/Manufactured
Lot Area	1,380,852 sqft (31.7 acres)

Location & Zoning

Account Number	15527
Street Address	10620 ROAD 505
City	UNION
State	MS
Zip	39365-7308
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT NE 1/4 OF NE 1/4 LESS ROW
Legal Range	12E
Legal Township	09N
Legal Section	28
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	4
Census Block	4044
Census Tract	10600

Owner

Source: Neshoba County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 361, SEBASTOPOL, MS 39359-0361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Apr 28, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014
Deed Sale	Jun 27, 2014
Deed Book / Page	2014 / 2176
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10620 ROAD 505, UNION, MS 39365-7308
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/5070
Date	Jul 31, 2023
Book Page	2023/5070
Instrument	2023-5070

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Apr 28, 2023
Property Address	10620 ROAD 505, UNION, MS 39365-7308
Document Number	02023/1673
Book / Page	2023 / 1673
Instrument Date	Apr 14, 2023
Instrument	2023-1673
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CANEBRAKE BLVD, HATTIESBURG, MS 39402-8701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 361, SEBASTOPOL, MS 39359-0361

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00 (-16.22%) Homeowner's exemption	$16,502 (+1,664.92%)	$162,120 (+2,502.25%) Land $11,590 Building $150,530
2024	$1,843.00 (+1,590.83%)
2023	$109.00 (-22.14%)	$935	$6,230 Land $6,230
2021	$140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UNION serves 3,432 people · EPA ID MS0510011
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2019
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 505

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