10620 Old State Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10620 Old State Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1974
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2013)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-070500`

Property Details

APN / Parcel Number

Primary APN	`15-070500`
Alternative APN	`001977-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	67,518 sqft (1.55 acres)
Terrain	Rolling
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001977-5
Street Address	10620 OLD STATE RD
City	CHARDON
State	OH
Zip	44024-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 6 & 11 BOND TR
Legal Subdivision	BOND TRACT
Legal Lot Number	6,11
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	2
Census Block	2009
Census Tract	312203

Owner

10620 Old State Rd is owned and occupied by an individual who bought it in March 2013.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10620 OLD STATE RD, CHARDON, OH 44024-9527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2013 · Amount on File
Deed Sale	Mar 12, 2013 · Amount on File
Prior Sale	Apr 26, 1991 · Amount on File
Deed Document Number	2013856068
Deed Book / Page	1945 / 1911
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10620 OLD STATE RD, CHARDON, OH 44024-9527
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021421155
Date	Dec 17, 2021
Book Page	2142/1155
Instrument	202100993887

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARDON, OH 44024

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10620 OLD STATE RD, CHARDON, OH 44024-9527
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021282133
Date	Jun 30, 2021
Book Page	2128/2133
Instrument	202100985258

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10620 OLD STATE RD, CHARDON, OH 44024-9527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020571341
Date	Aug 14, 2018
Book Page	2057/1341
Instrument	201800939415

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10620 Old State Rd was $3,023 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (-0.53%)	$63,710 (-) Land $11,310 Building $52,400
2024	$3,039.00 (+1.47%) Homeowner's exemption	$63,710 (-) Land $11,310 Building $52,400
2023	$2,995.00 Homeowner's exemption	$63,710 (+16.96%) Land $11,310 Building $52,400	$182,000 Land $32,300 Building $149,700
2022		$54,470 Land $9,350 Building $45,120
2021	$3,093.00
2020			$155,600 Land $26,700 Building $128,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10620 Old State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10620 Old State Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zito Media Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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