10620 Granada Dr, Waco, TX 76708 Property Records

McLennan County property record for 10620 Granada Dr, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,651 sqft · built 2010
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$253,776 (Jan 2024)
Tax Bill$3,271 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jul 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-021006-000155-0

Property Details

APN / Parcel Number

Primary APN18-021006-000155-0
Alternative APN
  • 353333

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,651 sqft Living Area
Gross Area2,043 sqft
1st Floor Area1,651 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeAttached
Garage Area392 sqft
DrivewayConcrete Driveway
Driveway Area663 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10620 GRANADA DR
CityWACO
StateTX
Zip76708-6148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCOUGAR RIDGE ADDN PT II PH II LOT 55 BLOCK 1 ACRES 0.1515
Legal SubdivisionCOUGAR RIDGE ADDN PT II PH II
Legal Block1
Legal Lot Number55
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1027
Census Tract4104

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10620 GRANADA DR, WACO, TX 76708-6148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 24, 2025Deed of Trust, Mortgage · FHA Mortgage
IDAHO HOUSING & FINANCE ASSN
Jan 8, 2024Vendor's Lien, Transfer · FHA Mortgage
NETWORK FUNDING LP
Apr 5, 2019Vendor's Lien, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 8, 2024 · Amount on Record
Deed SaleJan 8, 2024 · Amount on Record
Prior SaleApr 5, 2019 · Amount on Record
Deed Document Number2024511
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address10620 GRANADA DR, WACO, TX 76708-6148
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 QRANADA DR, WACO, TX 76708
InvestorPossibly a Property Investor

Mortgage

Document Number0000032115
DateAug 5, 2022
Instrument2022032115
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address10620 GRANADA DR, WACO, TX 76708-6148
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 GRANADA DR, WACO, TX 76708-6148

Mortgage

Document Number0000022260
DateJul 24, 2025
Instrument2025022260
Lender
NameIDAHO HOUSING & FINANCE ASSN
TypeGovernment Agency
AddressBOISE, ID 83702
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueFeb 1, 2054

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 8, 2024
Property Address10620 GRANADA DR, WACO, TX 76708-6148
Document Number0000000511
Map ReferenceDOC 2009010280
Instrument DateJan 5, 2024
Instrument2024000511
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 OLD MEXIA RD, WACO, TX 76705-4930

Mortgage

Document Number0000000512
DateJan 8, 2024
Instrument2024000512
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0000000513
DateJan 8, 2024
Instrument2024000513
Lender
NameTEXAS DEPT OF HOUSING & CMNTY AFFAIRS
TypeGovernment Agency
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 5, 2019
Property Address10620 GRANADA DR, WACO, TX 76708-6148
Document Number0000011242
Map ReferenceDOC 2009010280
Instrument DateApr 5, 2019
Instrument2019011242
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 GRADA DR, WACO, TX 76708

Mortgage

Document Number0000011243
DateApr 5, 2019
Instrument2019011243
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 21, 2017
Property Address10620 GRANADA DR, WACO, TX 76708-6148
Document Number0000038638
Instrument DateNov 17, 2017
Instrument38638
Transaction TypeTransfer
Record UpdatedNov 30, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10620 GRANADA DR WACO TX 767086148, WACO, TX 76708-6148

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictChina Spring Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00 (-17%) Homeowner's exemption$232,670 (-12.84%) Land $21,650 Building $211,020$232,670 (-12.84%) Land $21,650 Building $211,020
2024$3,941.00 (+26.68%)
2023$266,960 Land $21,650 Building $245,310$266,960 Land $21,650 Building $245,310
2022$3,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Radiate Holdings
Fiber · Cable
1,500 / 1,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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