10620 Curtman Dr N, Eads, TN 38028 Property Records

Shelby County property record for 10620 Curtman Dr N, Eads, TN 38028

Property Summary

Property Type	Vacant Land
Lot Size	3.08 acres (134,313 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2022)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Sep 2024 Construction Loan Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D0-222J-A0-0012`

Property Details

APN / Parcel Number

Primary APN	`D0-222J-A0-0012`

Exterior

Lot Area	134,313 sqft

Location & Zoning

Street Address	10620 CURTMAN DR
City	EADS
State	TN
Zip	38028
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	CA
Legal Description	NS CURTMAN DRIVE NORTH (PD)
Legal Subdivision	CURTMAN GLEN PD
Legal Lot Number	12
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3016
Census Tract	21020

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1578 DOGWOOD CREEK RD, GERMANTOWN, TN 38139-3612
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2024	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Nov 18, 2022	Warranty Deed, Subdivision Related Transfer LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY
Sep 24, 2021	Warranty Deed, Transfer LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY
Sep 9, 2020	Loan Modification, Mortgage BANCORPSOUTH
Jan 31, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	2022126198
Prior Transfer Date	Nov 20, 2009
Prior Transfer Doc	0000144852
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	10620 CURTMAN DR N, EADS, TN 38028-7033
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 DOGWOOD CREEK RD, GERMANTOWN, TN 38139-3612

Mortgage

Document Number	0024077127
Date	Sep 6, 2024
Instrument	24077127

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 6, 2025

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 6, 2024
Min Rate At Change	4%
Max Rate At Change	14.2%
Index	Prime Rate
Max Rate	14.2%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jun 24, 2026
Property Address	10620 CURTMAN DR, EADS, TN 38028
Document Number	0000052809
Instrument Date	Jun 15, 2026
Instrument	202652809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10620 CURTMAN DR N, EADS, TN 38028-7033

Mortgage

Document Number	0000052809,
Date	Jun 24, 2026
Instrument	202652809

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 18, 2022
Property Address	10620 CURTMAN DR N, EADS, TN 38028-7033
Document Number	0022126198
Map Reference	MB 228 PG 43
Instrument Date	Nov 18, 2022
Instrument	22126198
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 DOGWOOD CREEK RD, GERMANTOWN, TN 38139-3612

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 24, 2021
Property Address	10620 CURTMAN DR N, EADS, TN 38028-7033
Document Number	0021119543
Map Reference	MB 228 PG 43
Instrument Date	Sep 23, 2021
Instrument	21119543
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S HOUSTON LEVEE RD, GERMANTOWN, TN 38139-8017
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	10620 CURTMAN DR N, EADS, TN 38028-7033
Document Number	0000097381
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097381
Date	Sep 10, 2020
Instrument	97381

Lender

Name	BANCORPSOUTH
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 9, 2035

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 31, 2019
Property Address	10620 CURTMAN DR N, EADS, TN 38028-7033
Document Number	0019009789
Map Reference	MB 228 PG 43
Instrument Date	Nov 30, 2018
Instrument	19009789
Transaction Type	Construction Loan
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 BRIDGEPOINTE DR, COLLIERVILLE, TN 38017-4514

Mortgage

Document Number	0019009790
Date	Jan 31, 2019
Instrument	19009790

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2020

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (-4.47%)	$68,350 (+20.39%) Land $68,350	$273,400 (+20.39%) Land $273,400
2023		$56,775 Land $56,775
2022	$1,924.00
2021			$227,100 Land $227,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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