1062 Gillespie St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1062 Gillespie St, Schenectady, NY 12308

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 3,118 sqft · built 1900
Lot Size	0.13 acres (5,700 sqft)
Owner	Company Name on File
Last Sale	$231,000 (Jul 2024)
Tax Bill	$8,268 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.74-1-44`

Property Details

APN / Parcel Number

Primary APN	`421500 39.74-1-44`
Alternative APN	`150003907400010440000000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,118 sqft Total Area
1st Floor Area	1,556 sqft
2nd Floor Area	1,562 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,700 sqft (0.13 acres)
Lot Dimensions	150 ft deep x 38 ft wide
Porch	Slab
Porch Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1062 GILLESPIE ST
City	SCHENECTADY
State	NY
Zip	12308-2702
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	33400

Owner

1062 Gillespie St, a triplex, is owned by a company that bought it in July 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	209 TAMAR DR, SCHENECTADY, NY 12309-1139
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Jan 9, 2019 · Amount on File
Deed Document Number	202440741
Deed Book / Page	2133 / 686
Prior Transfer Date	Jun 17, 2024
Prior Transfer Doc	0000040741
Record Updated	Oct 29, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 9, 2019
Property Address	1062 GILLESPIE ST, SCHENECTADY, NY 12308-2702
Document Number	0000001160
Book / Page	2003 / 457
Instrument Date	Jan 4, 2019
Instrument	201901160
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7039 CHANDLER RD, 7039, ALTAMONT, NY 12009-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9410 VANDERVEER ST, QUEENS VILLAGE, NY 11428-1731

Mortgage

Document Number	0000001162
Date	Jan 9, 2019
Book Page	4888/804
Instrument	201901162

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1062 Gillespie St was $8,268, up 3.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,268.00 (+3.6%)
2025	$7,981.00	$129,700 Land $19,500 Building $110,200	$214,771 Land $32,290 Building $182,481
2023		$129,700 (-) Land $19,500 Building $110,200	$164,177 (+3.8%) Land $24,684 Building $139,493
2022		$129,700 Land $19,500 Building $110,200	$158,171 Land $23,781 Building $134,390
2021	$7,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1062 Gillespie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1062 Gillespie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880