1062 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1062 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,307 sqft · built 1949
Lot Size	0.122 acres (5,314 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Sep 2025)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0084-0004-00`

Property Details

APN / Parcel Number

Primary APN	`180-0084-0004-00`
Alternative APN	`0010300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	887 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	887 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	113 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1062 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	COVEDALE AVE 61 X 113.64 IRR LOT 2 COVEDALE PK SUB SEC
Legal Subdivision	COVEDALE PK SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	9901

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1062 COVEDALE AVE, CINCINNATI, OH 45238-4369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	202572685
Deed Book / Page	15504 / 815
Prior Transfer Date	Jul 11, 2025
Prior Transfer Doc	0000061328
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1062 COVEDALE AVE, CINCINNATI, OH 45238-4369
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009809
Date	Jan 27, 2022
Book Page	14592/182
Instrument	2022-0009809

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 19, 2025
Property Address	1062 COVEDALE AVE, CINCINNATI, OH 45238-4369
Document Number	0000072685
Book / Page	15504 / 815
Map Reference	MB 53 PG 24
Instrument Date	Sep 17, 2025
Instrument	2025-0072685
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1062 COVEDALE AVE, CINCINNATI, OH 45238-4369

Mortgage

Document Number	0000072686
Date	Sep 19, 2025
Instrument	2025-0072686

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 28, 2019
Property Address	1062 COVEDALE AVE, CINCINNATI, OH 45238-4369
Document Number	0000051474
Book / Page	13949 / 00001
Map Reference	MB 53 PG 24
Instrument Date	Jun 14, 2019
Instrument	2019-0051474
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1062 COVEDALE AVE, CINCINNATI, OH 45238-4369

Mortgage

Document Number	0000051475
Date	Jun 28, 2019
Instrument	2019-0051475

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000051518
Date	Jun 28, 2019
Book Page	13949/00275
Instrument	2019-0051518

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (+3.12%)	$49,736 (+%) Land $5,135 Building $44,601	$142,100 (-) Land $14,670 Building $127,430
2024	$2,981.00 (-2.2%)	$49,734 (-) Land $5,134 Building $44,600
2023	$3,048.00 (+4.06%)	$49,734 (+16.04%) Land $5,134 Building $44,600	$142,100 (+16.05%) Land $14,670 Building $127,430
2022	$2,929.00 Homeowner's exemption	$42,858 Land $5,103 Building $37,755
2020			$122,450 Land $14,580 Building $107,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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