10618 Stream Edge Dr, Laurel, MD 20723 Property Records

Howard County property record for 10618 Stream Edge Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,352 sqft · built 2005
Lot Size	0.382 acres (16,650 sqft)
Owner	Individual Name on File
Last Sale	$650,065 (Apr 2005)
Tax Bill	$10,617 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-577512`

Property Details

APN / Parcel Number

Primary APN	`06-577512`
Alternative APN	`577512`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,352 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,650 sqft (0.382 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	577512
Street Address	10618 STREAM EDGE DR
City	LAUREL
State	MD
Zip	20723-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 3 16650 SQ 10618 STREAM EDGE DRIVE HILLSIDE ROCKY GORGE II
Legal Subdivision	THE HILLSIDE AT ROCKY GORGE II
Legal Lot Number	3
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3005
Census Tract	606805

Owner

Source: Howard County records · APN 06-577512

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10618 STREAM EDGE DR, LAUREL, MD 20723-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK
Feb 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2005 · Amount on Record
Deed Sale	Apr 21, 2005 · Amount on Record
Deed Document Number	200556743
Last Transfer Date	Feb 11, 2019
Transfer Doc	0185650397
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10618 STREAM EDGE DR, LAUREL, MD 20723-1304
Transaction Type	Mortgage
Record Updated	Oct 02, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229230169
Date	Sep 19, 2025
Book Page	22923/169

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10618 STREAM EDGE DR, LAUREL, MD 20723-1304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 STREAM EDGE DR, LAUREL, MD 20723-1304

Mortgage

Document Number	0201040155
Date	Jan 14, 2021
Book Page	20104/155

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Feb 27, 2019
Property Address	10618 STREAM EDGE DR, LAUREL, MD 20723-1304
Document Number	0185650397
Book / Page	18565 / 397
Map Reference	PL 16575-16577
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	PROPERTY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 STREAM EDGE DR, LAUREL, MD 20723-1304

Mortgage

Document Number	0018565400
Date	Feb 27, 2019
Instrument	18565/400

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,900 (+12%)	$934,900 (+36.01%) Land $362,800 Building $572,100
2025	$10,617.00 (+4.61%) Homeowner's exemption	$687,400 (+10.31%) Land $192,800 Building $494,600	$687,400 (-) Land $192,800 Building $494,600
2024	$10,149.00 (+52.52%)
2023		$623,133	$687,400 Land $192,800 Building $494,600
2022	$6,654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 218 locations within half a mile of this property.

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