10617 Lake Ralph Dr, Clermont, FL 34711 Property Records

Lake County property record for 10617 Lake Ralph Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 1996
Lot Size	0.387 acres (16,849 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2026)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-1200-000-04100`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-1200-000-04100`
Alternative APNs	`252312120000004100` `3680642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	16,849 sqft (0.387 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3680642
Street Address	10617 LAKE RALPH DR
City	CLERMONT
State	FL
Zip	34711-7868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LAKE CRESCENT PINES SUB LOT 41 PB 36 PGS 97-99 ORB 4978 PG 480
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	LAKE CRESCENT PINES SUB
Legal Tract	1200
Legal Lot Number	41
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

Source: Lake County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1326 S FALCON ST, ANAHEIM, CA 92804-5509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer ALEX TITLE, APEX TITLE
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Jul 27, 2017	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	202661390
Deed Book / Page	6741 / 1299
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 19, 2026
Property Address	10617 LAKE RALPH DR, CLERMONT, FL 34711-7868
Document Number	0000061390
Book / Page	6741 / 1299
Instrument Date	May 15, 2026
Instrument	202661390
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ALEX TITLE, APEX TITLE

Transaction

Amount	Amount Recorded
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 S FALCON ST, ANAHEIM, CA 92804-5509

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10617 LAKE RALPH DR, CLERMONT, FL 34711-7868
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10617 LAKE RALPH DR, CLERMONT, FL 34711-7868

Mortgage

Document Number	0062422279
Date	Nov 16, 2023
Book Page	6242/2279
Instrument	2023140218

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10617 LAKE RALPH DR, CLERMONT, FL 34711-7868
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10617 LAKE RALPH DR, CLERMONT, FL 34711-7868

Mortgage

Document Number	0057382465
Date	Jun 28, 2021
Book Page	5738/2465
Instrument	2021088439

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 27, 2017
Property Address	10617 LAKE RALPH DR, CLERMONT, FL 34711-7868
Document Number	0049780480
Book / Page	004978 / 000480
Instrument Date	Jul 10, 2017
Instrument	80965
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10617 LAKE RALPH DR CLERMONT FL 347117868, CLERMONT, FL 34711-7868

Mortgage

Document Number	49780481
Date	Jul 27, 2017
Book Page	004978/000481
Instrument	80966

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,260 (+2.9%)	$293,316 (-) Land $80,000 Building $213,316
2025	$2,819.00 (+2.73%) Homeowner's exemption	$194,620 (+5.98%) Land $80,000 Building $114,620	$293,316 (-6.88%) Land $80,000 Building $213,316
2024	$2,744.00 (+9.8%)
2023	$2,499.00 (+9.37%) Homeowner's exemption	$183,640 (+2.99%)	$314,977 (+15.43%) Land $110,000 Building $204,977
2022	$2,285.00 Homeowner's exemption	$178,300	$272,879 Land $70,000 Building $202,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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