Worcester County property record for 10616 Pine Needle Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 792 sqft · built 1972 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2011) |
| Tax Bill | $7,041 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-107806 |
| Primary APN | 10-107806 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Total Area |
| Utility Area | 72 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 85 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 592 sqft |
| Balcony Area | 198 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 107806 |
|---|---|
| Street Address | 10616 PINE NEEDLE RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-4838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 65 PINE NEEDLE RD PL CAINE KEYS II EXT |
| Legal Subdivision | CAINE KEYS II EXTENDED |
| Legal Lot Number | 65 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950300 |
10616 Pine Needle Rd is owned by two individuals who bought it in November 2011.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7641 JEANNINE AVE, PASADENA, MD 21122-3548 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2011 · Amount on File |
| Deed Sale | Nov 15, 2011 · Amount on File |
| Prior Sale | Dec 13, 2001 |
| Deed Book / Page | 5781 / 157 |
| Transfer Doc | 0000333342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 10616 PINE NEEDLE RD, OCEAN CITY, MD 21842-4838 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0082270416 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 8227/416 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 10616 Pine Needle Rd was $7,041, up 8.7% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,041.00 (+8.69%) | $519,400 (+9.49%) Land $350,600 Building $168,800 | $519,400 (-) Land $350,600 Building $168,800 |
| 2025 | $6,478.00 | $474,400 | $519,400 Land $350,600 Building $168,800 |
| 2023 | $5,418.00 | $384,400 Land $325,600 Building $58,800 | $384,400 Land $325,600 Building $58,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10616 Pine Needle Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 306 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,023 units insured incl. 717 condo units |
| Nearby Flood Claims | 71 (1979–2025) |
| Claims Outside the SFHA | 10 of 71 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10616 Pine Needle Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore Communications Fixed Wireless | 100 / 25 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures