Montgomery County property record for 10616 Lorain Ave, Silver Spring, MD 20901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,836 sqft · built 1940 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2013) |
| Tax Bill | $11,688 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01085511 |
| Primary APN | 13-01085511 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,836 sqft Living Area |
| Gross Area | 4,156 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 836 sqft |
| Finished Basement | 836 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01085511 |
|---|---|
| Street Address | 10616 LORAIN AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODMOOR |
| Legal Subdivision | WOODMOOR |
| Legal Block | 17 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702102 |
Source: Montgomery County records · APN 13-01085511
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10616 LORAIN AVE, SILVER SPRING, MD 20901-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Sep 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2013 · Amount on Record |
| Deed Sale | Oct 28, 2013 · Amount on Record |
| Deed Book / Page | 47876 / 178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10616 LORAIN AVE, SILVER SPRING, MD 20901-1510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0633330312 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 63333/312 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10616 LORAIN AVE, SILVER SPRING, MD 20901-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 10616 LORAIN AVE, SILVER SPRING, MD 20901-1510 |
| Document Number | 0605590001 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 60559/1 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 11, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077,100 (+5.26%) | $1,184,700 (+15.77%) Land $258,800 Building $925,900 | |
| 2025 | $11,688.00 (+41.14%) | $1,023,300 (+20.76%) Land $258,800 Building $764,500 | $1,023,300 (-) Land $258,800 Building $764,500 |
| 2023 | $847,367 | $1,023,300 Land $258,800 Building $764,500 | |
| 2022 | $8,281.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317021021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 593 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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