10615 Beard Rd, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 10615 Beard Rd, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1999
Lot Size	3.96 acres (172,759 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2026)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-140-0-001.04-0`

Property Details

APN / Parcel Number

Primary APN	`01-140-0-001.04-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	172,759 sqft (3.96 acres)
Lot Dimensions	492 ft deep x 419 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10615 BEARD RD
City	POLAND
State	OH
Zip	44514-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 419.55 X 492.30 IRR JOE L GRIST JR PLAT
Legal Subdivision	JOE L GRIST JR PLAT
Legal Lot Number	4
Jurisdiction	MAHONING OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	813601

Owner

Source: Mahoning County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10615 BEARD RD, POLAND, OH 44514-3049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2009	Deed of Trust, Mortgage THE HOME SAVINGS & LOAN COMPANY
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Mar 8, 1999 · Amount on Record
Deed Document Number	202614279
Deed Book / Page	6748 / 116
Prior Transfer Date	Oct 10, 2002
Prior Transfer Doc	0000044651
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	10615 BEARD RD, YOUNGSTOWN, OH 44514-3049
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05814/2069
Date	Jul 21, 2009
Book Page	5814/2069
Instrument	200900018860

Lender

Name	THE HOME SAVINGS & LOAN COMPANY
Address	YOUNGSTOWN, OH 44501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2024

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 26, 2026
Property Address	10615 BEARD RD, YOUNGSTOWN, OH 44514-3049
Document Number	0000014279
Book / Page	6748 / 116
Instrument Date	Apr 14, 2026
Instrument	202614279
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 BEARD RD, YOUNGSTOWN, OH 44514-3049

Mortgage

Document Number	0000014280,
Date	Jun 26, 2026
Instrument	202614280

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Springfield Township
Unified School District	Springfield Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,839.00 (+8.48%)	$85,630 (-) Land $14,690 Building $70,940	$244,650 (-) Land $41,960 Building $202,690
2024	$3,539.00 (+16.45%)	$85,630 (-) Land $14,690 Building $70,940
2023	$3,039.00 (+15.73%) Homeowner's exemption	$85,630 (+25.96%) Land $14,690 Building $70,940	$244,650 (+25.97%) Land $41,960 Building $202,690
2022	$2,626.00 Homeowner's exemption	$67,980 Land $14,690 Building $53,290	$194,220 Land $41,960 Building $152,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless · DSL in parts of the area	25 / 3
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Armstrong Holdings.

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