10614 Ladera Dr, Lone Tree, CO 80124 Property Records

Douglas County property record for 10614 Ladera Dr, Lone Tree, CO 80124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,453 sqft · built 2014
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$774,950 (May 2015)
Tax Bill	$12,852 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2231-15-4-09-041`

Property Details

APN / Parcel Number

Primary APN	`2231-15-4-09-041`
Alternative APNs	`R0481909` `0481909`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,453 sqft Living Area
Gross Area	4,834 sqft
Basement Area	1,525 sqft
Finished Basement	1,144 sqft
Unfinished Basement	381 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,231 sqft (0.166 acres)
Garage Area	804 sqft
Porch	Porch
Porch Area	715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0481909
Street Address	10614 LADERA DR
City	LONE TREE
State	CO
Zip	80124-5375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 RIDGEGATE SECTION 15 FLG 14 1ST AMD 0.166 AM/L
Legal Range	67W
Legal Township	06S
Legal Section	15
Legal Quarter	SE
Legal Subdivision	RIDGEGATE SECTION 15
Legal Lot Number	87
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1012
Census Tract	14125

Owner

10614 Ladera Dr is owned and occupied by an individual who bought it in May 2015.

Source: Douglas County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10614 LADERA DR, LONE TREE, CO 80124-5375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 1, 2017	Deed of Trust, Mortgage VECTRA BK/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on File
Deed Sale	May 29, 2015 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	201535358
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10614 LADERA DR, LONE TREE, CO 80124-5375
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062745
Date	May 17, 2021
Instrument	2021062745

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10614 LADERA DR, LONE TREE, CO 80124-5375
Document Number	0000030888
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10614 LADERA DR LONE TREE CO 801245375, LONE TREE, CO 80124-5375

Mortgage

Document Number	0000030888
Date	May 8, 2017
Instrument	30888

Lender

Name	VECTRA BK/CO
Type	Bank
Address	DENVER, CO 80222

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 10614 Ladera Dr was $12,852, down 10.6% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Lone Tree City
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,730 (-) Land $11,720 Building $83,010	$1,393,128 (-) Land $172,326 Building $1,220,802
2025	$12,852.00 (-10.55%)	$94,730 Land $11,720 Building $83,010	$1,393,128 Land $172,326 Building $1,220,802
2024	$14,368.00 (-1.22%)
2023	$14,545.00 (+52.85%)	$105,180 (+48.56%) Land $12,480 Building $92,700	$1,569,728 (+54.08%) Land $186,207 Building $1,383,521
2022	$9,516.00 (-3.22%)	$70,800 Land $9,090 Building $61,710	$1,018,742 Land $130,834 Building $887,908
2021	$9,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10614 Ladera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10614 Ladera Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000

May also be available: Aerux Broadband, Kellin Communications, Starry, Verizon.

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