10612 Rhoads Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10612 Rhoads Dr, Fredericksburg, VA 22407 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,999 sqft Finished Area
Lot Size	21,954 sqft (0.504 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2019)
Tax Bill	$2,997.00 (2026)

Owner

Source: Spotsylvania County records · APN 23J-7-15

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10612 RHOADS DR, FREDERICKSBURG, VA 22407-7788
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
Jul 03, 2019	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ATLANTIC COAST MTG
Jun 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2019 · Amount on Record
Deed Sale	Jul 03, 2019 · Amount on Record
Deed Doc Number	201910382
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10612 RHOADS DR, FREDERICKSBURG, VA 22407-7788
Document Number	202000023967
Instrument Date	Oct 07, 2020
Transaction Type	Mortgage
Record Updated	Nov 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 RHOADS DR FREDERICKSBURG VA 224077788, FREDERICKSBURG, VA 22407-7788

Mortgage

Document Number	202000023967
Date	Oct 13, 2020
Instrument	23967

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 03, 2019
Property Address	10612 RHOADS DR, FREDERICKSBURG, VA 22407-7788
Document Number	201900010382
Instrument Date	Jun 26, 2019
Instrument	10382
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 RHOADS DR FREDERICKSBURG VA 224077788, FREDERICKSBURG, VA 22407-7788

Mortgage

Document Number	201900010383
Date	Jul 03, 2019
Instrument	10383

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10612 RHOADS DR, FREDERICKSBURG, VA 22407-7788
Document Number	201700009774
Instrument Date	Jun 02, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	10612 RHOADS DR FREDERICKSBURG VA 224077788, FREDERICKSBURG, VA 22407-7788

Mortgage

Document Number	201700009774
Date	Jun 05, 2017
Instrument	9774

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2047

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,997.00 (+13.61%)	$406,600 (+18.92%) Land $150,000 Building $256,600
2025			$406,600 (+18.92%) Land $150,000 Building $256,600
2023	$2,638.00	$341,900 Land $110,000 Building $231,900	$341,900 Land $110,000 Building $231,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23J-7-15`
Alternative APN	`023J 7-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,999 sqft Finished Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer Exterior
Roof Material	Composition Shingle Roof
Lot Area	21,954 sqft (0.504 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	417 sqft Deck
Patio Area	417 sqft Patio
Porch Area	44 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	10612 RHOADS DR
City	FREDERICKSBURG
State	VA
Zip	22407-7788
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GLEN FOREST LOT 15
Legal Subdivision	GLEN FOREST
Legal Lot Number	15
Jurisdiction	SPOTSYLVANIA VA
Minor Civil Division	COURTLAND
Census Blockgroup	2
Census Block	2011
Census Tract	20304

10612 Rhoads Dr, Fredericksburg, VA 22407 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Rhoads Dr

Nearby Streets

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