10612 Oak St, Vancleave, MS 39565 Property Records

Jackson County property record for 10612 Oak St, Vancleave, MS 39565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1962
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,400 (Apr 2020)
Tax Bill	$722 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`697.26-00-0048.00`

Property Details

APN / Parcel Number

Primary APN	`697.26-00-0048.00`
Alternative APNs	`05955031.000` `029178`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10612 OAK ST
City	VANCLEAVE
State	MS
Zip	39565-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140 MARTIN PINE HILL S/D DB 1972-412 (48 MAP697.26)
Legal Range	9W
Legal Township	6S
Legal Section	26
Legal Subdivision	MARTIN PINE HILL
Legal Lot Number	140
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3001
Census Tract	40207

Owner

Source: Jackson County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10612 OAK ST, VANCLEAVE, MS 39565-7913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage KEESLER FEDERAL CREDIT UNION
Apr 3, 2020	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK
Apr 3, 2020	Warranty Deed, Transfer
Oct 6, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Oct 6, 2010 · Amount on Record
Deed Document Number	20206681
Deed Book / Page	1972 / 412
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Jul 9, 2026
Property Address	10612 OAK ST, VANCLEAVE, MS 39565-7913
Document Number	0000014201
Book / Page	2269 / 375
Instrument Date	Jun 25, 2026
Instrument	202614201
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PILGRIM TITLE, PILGER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 OAK ST, VANCLEAVE, MS 39565-7913

Mortgage

Document Number	0000014202,
Date	Jul 9, 2026
Book Page	4261/81
Instrument	202614202

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	10612 OAK ST, VANCLEAVE, MS 39565-7913
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003660/844
Date	Apr 3, 2020
Book Page	3660/844
Instrument	202006682

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Apr 3, 2020
Property Address	10612 OAK ST, VANCLEAVE, MS 39565-7913
Document Number	001972/412
Book / Page	1972 / 412
Instrument Date	Mar 31, 2020
Instrument	202006681
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Oct 6, 2010
Property Address	10612 OAK ST, VANCLEAVE, MS 39565-7913
Document Number	001622/374
Book / Page	1622 / 374
Instrument Date	Aug 6, 2010
Instrument	201016992
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10025 TUCKER RD, OCEAN SPRINGS, MS 39565-7796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 OAK ST, OCEAN SPRINGS, MS 39565-7913

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$722.00 (+9.39%) Homeowner's exemption	$8,490 (+7.71%) Land $2,168 Building $6,322	$84,898 (+7.72%) Land $21,680 Building $63,218
2024	$660.00 (+0.61%) Homeowner's exemption	$7,882 (-) Land $2,108 Building $5,774	$78,816 (-) Land $21,080 Building $57,736
2023	$656.00 (+3.47%) Homeowner's exemption	$7,882 (-) Land $2,108 Building $5,774	$78,816 (-) Land $21,080 Building $57,736
2022	$634.00 Homeowner's exemption	$7,882 Land $2,108 Building $5,774	$78,816 Land $21,080 Building $57,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 90% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

10612 Oak St, Vancleave, MS 39565 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2010: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Oak St

Nearby Streets

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