Hamilton County property record for 10612 Chipstone Dr, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,047 sqft · built 1954 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,400 (Sep 2025) |
| Tax Bill | $2,567 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 530-0170-0038-00 |
| Primary APN | 530-0170-0038-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,521 sqft |
| 1st Floor Area | 910 sqft |
| Attic | Attic |
| Attic Area | 437 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 210 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 249 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 10612 CHIPSTONE DR |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REAR NEW HAVEN RD 80 X 249.845 IRR-R1-T2-S14 NW |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CROSBY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 26002 |
10612 Chipstone Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit FCN BANK NA |
| Sep 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Jul 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 2, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | Jul 27, 2023 · Amount on File |
| Deed Document Number | 202570750 |
| Deed Book / Page | 15499 / 1434 |
| Prior Transfer Date | Jun 6, 1995 |
| Prior Transfer Doc | 0000074566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013561 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 14599/1458 |
| Instrument | 2022-0013561 |
| Name | FCN BANK NA |
|---|---|
| Type | Bank |
| Address | BROOKVILLE, IN 47012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 2, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 12, 2025 |
| Property Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Document Number | 0000070750 |
| Book / Page | 15499 / 1434 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-0070750 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Document Number | 0000070751 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025-0070751 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 27, 2023 |
| Property Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Document Number | 0000052318 |
| Book / Page | 14966 / 651 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023-0052318 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Document Number | 0000052319 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023-0052319 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 2, 2022 |
| Property Address | 10612 CHIPSTONE DR, HARRISON, OH 45030-1809 |
| Document Number | 0000044164 |
| Book / Page | 14658 / 2830 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022-0044164 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 KANSAS LN, MONROE, LA 71203-4774 |
The 2025 property tax bill for 10612 Chipstone Dr was $2,567, up 3.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Crosby Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,567.00 (+3.84%) | $58,972 (-) Land $13,566 Building $45,406 | $168,490 Land $38,760 Building $129,730 |
| 2024 | $2,472.00 (-0.8%) | $58,972 (-) Land $13,566 Building $45,406 | |
| 2023 | $2,492.00 (+25.99%) | $58,972 (+44.57%) Land $13,566 Building $45,406 | $168,490 Land $38,760 Building $129,730 |
| 2022 | $1,978.00 Homeowner's exemption | $40,790 Land $12,345 Building $28,445 | |
| 2020 | $116,540 Land $35,270 Building $81,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10612 Chipstone Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10612 Chipstone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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