McHenry County property record for 10612 Cape Cod Ln, Huntley, IL 60142
| Property Type | Single Family Home |
|---|---|
| Details | 2,579 sqft · built 1999 |
| Lot Size | 0.424 acres (18,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Jun 2018) |
| Tax Bill | $10,448 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-327-021 |
| Primary APN | 18-34-327-021 |
|---|
| Building Area | 2,579 sqft Living Area |
|---|---|
| Basement Area | 594 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 18,463 sqft (0.424 acres) |
| Garage Area | 747 sqft |
| Porch | Porch |
| Porch Area | 39 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|
| Street Address | 10612 CAPE COD LN |
|---|---|
| City | HUNTLEY |
| State | IL |
| Zip | 60142-6731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0020099 LT 21 BLK 1 WING POINTE PHASE 1 |
| Legal Subdivision | WING POINTE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 871115 |
10612 Cape Cod Ln is owned and occupied by two individuals who bought it in June 2018.
Source: McHenry County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10612 CAPE COD LN, HUNTLEY, IL 60142-6731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Jun 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on File |
| Deed Sale | Jun 19, 2018 · Amount on File |
| Prior Sale | Nov 2, 1999 · Amount on File |
| Deed Document Number | 201820099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10612 CAPE COD LN, HUNTLEY, IL 60142-6731 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007542 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026R0007542 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 18, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10612 CAPE COD LN, HUNTLEY, IL 60142-6731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001840 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022R0001840 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 19, 2018 |
| Property Address | 10612 CAPE COD LN, HUNTLEY, IL 60142-6731 |
| Document Number | 0000020099 |
| Map Reference | DOC1999R0002749 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018R0020099 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10612 CAPE COD LN, HUNTLEY, IL 60142-6731 |
| Document Number | 0000020100 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2018R0020100 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Huntley Village |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,448.00 | $129,487 Land $6,989 Building $122,498 | $388,461 Land $20,967 Building $367,494 |
| 2022 | Homeowner's exemption | $105,918 Land $5,717 Building $100,201 | $317,754 Land $17,151 Building $300,603 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10612 Cape Cod Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10612 Cape Cod Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUNTLEY serves 28,495 people · EPA ID IL1110350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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