10610 Winding Arbor Ct, Cypress, TX 77433 Property Records

Harris County property record for 10610 Winding Arbor Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,980 sqft · built 2018
Lot Size	0.313 acres (13,628 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2019)
Tax Bill	$13,678 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`138-932-004-0039`

Property Details

APN / Parcel Number

Primary APN	`138-932-004-0039`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,980 sqft Living Area
1st Floor Area	2,639 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	13,628 sqft (0.313 acres)
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1389320040039
Street Address	10610 WINDING ARBOR CT
City	CYPRESS
State	TX
Zip	77433-7137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 4 TOWNE LAKE SEC 46
Legal Subdivision	TOWNE LAKE SEC 46
Legal Block	4
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4010
Census Tract	543007

Owner

10610 Winding Arbor Ct is owned and occupied by two individuals who bought it in April 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10610 WINDING ARBOR CT, CYPRESS, TX 77433-7137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Apr 3, 2019	Grant Deed, Subdivision Related Transfer CMG FIN'L
Apr 3, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 28, 2018	Grant Deed, Transfer OTHER
Sep 19, 2018	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Deed Document Number	2019133631
Prior Transfer Date	Mar 30, 2019
Prior Transfer Doc	0000133631
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10610 WINDING ARBOR CT, CYPRESS, TX 77433-7137
Document Number	0000304604
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10610 WINDING ARBOR CT CYPRESS TX 774337137, CYPRESS, TX 77433-7137

Mortgage

Document Number	0000304604
Date	Jul 10, 2020
Instrument	304604

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 3, 2019
Property Address	10610 WINDING ARBOR CT, CYPRESS, TX 77433-7137
Document Number	0000133631
Instrument Date	Mar 30, 2019
Instrument	133631
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10610 WINDING ARBOR CT CYPRESS TX 774337137, CYPRESS, TX 77433-7137

Mortgage

Document Number	133632
Date	Apr 3, 2019
Instrument	133632

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 3, 2019
Property Address	10610 WINDING ARBOR CT, CYPRESS, TX 77433-7137
Document Number	0000133630
Instrument Date	Mar 30, 2019
Instrument	133630
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	681 GREENS PKWY #200 HOUSTON TX 770674544, 200, HOUSTON, TX 77067-4544

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 28, 2018
Property Address	10610 WINDING ARBOR CT, CYPRESS, TX 77433-7137
Document Number	0000444582
Instrument Date	Sep 24, 2018
Instrument	444582
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 GREENS PKWY #200 HOUSTON TX 770674538, 200, HOUSTON, TX 77067-4538

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 19, 2018
Property Address	10610 WINDING ARBOR CT, CYPRESS, TX 77433-7137
Document Number	0000429790
Instrument Date	Sep 14, 2018
Instrument	429790
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 GREENS PKWY #200 HOUSTON TX 770674538, 200, HOUSTON, TX 77067-4538

Tax Assessment & Valuation

The 2025 property tax bill for 10610 Winding Arbor Ct was $13,678 with a homeowner's exemption, up 231.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,595 (+6.25%) Land $131,759 Building $581,836	$713,595 (+6.25%) Land $131,759 Building $581,836
2025	$13,678.00 (+231.75%) Homeowner's exemption	$671,612 Land $131,759 Building $539,853	$671,612 Land $131,759 Building $539,853
2024	$4,123.00
2023		$728,513 Land $131,759 Building $596,754	$728,513 Land $131,759 Building $596,754
2022	$3,670.00
2020	$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10610 Winding Arbor Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 522 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10610 Winding Arbor Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 502 serves 5,487 people · EPA ID TX1013494
Water Source	Purchased surface water from HARRIS COUNTY MUD 500
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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