Charles County property record for 10610 Laplata Rd, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,596 sqft · built 1986 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (May 2025) |
| Tax Bill | $14,463 (2025) |
| Deeds & Mortgages | Jul 2023 Foreclosure Jul 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-031703 |
| Primary APN | 08-031703 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,596 sqft Living Area |
| 1st Floor Area | 2,146 sqft |
| Basement Area | 1,450 sqft |
| Finished Basement | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Area | 696 sqft |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 031703 |
|---|---|
| Street Address | 10610 LAPLATA RD |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 1.906 AC RT 488 E OF RT 6 |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 851004 |
Source: Charles County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11063 BENNETT LN, B, FORT CAMPBELL, KY 42223-6054 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 26, 2023 | Trustee's Deed, Foreclosure |
| Jul 24, 2018 | Deed of Trust, Mortgage · Reverse Mortgage COUNTRYWIDE BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2024 · Amount on Record |
| Transfer Doc | 0056440442 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 26, 2023 |
| Property Address | 10610 LAPLATA RD, LA PLATA, MD 20646-3249 |
| Document Number | 0130010287 |
| Book / Page | 13001 / 287 |
| Instrument Date | Jul 24, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,037.11 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 24781, WEST PALM BEACH, FL 33416-4781 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10610 LAPLATA RD, LA PLATA, MD 20646-3249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0103380060 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 10338/060 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 808 Months |
| Due | Nov 3, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 1, 2008 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,463.00 (+145.18%) | $486,100 (+16.21%) | $520,000 (+24.31%) Land $139,000 Building $381,000 |
| 2023 | $5,899.00 (+16.51%) | $418,300 (+3.51%) Land $109,000 Building $309,300 | $418,300 (-) Land $109,000 Building $309,300 |
| 2022 | $5,063.00 | $404,133 | $418,300 Land $109,000 Building $309,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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