10610 E 31st Ter S, Independence, MO 64052 Property Records

Jackson County property record for 10610 E 31st Ter S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1962
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (May 2010)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-730-02-38`

Property Details

APN / Parcel Number

Primary APN	`27-730-02-38`
Alternative APNs	`27-730-02-38-00-0-00-000` `27730023800000001` `794663`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	488 sqft
Basement Area	968 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	80 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	180 sqft
Patio Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	794663
Street Address	10610 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64052-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM VIEW LOT 28
Legal Subdivision	ELM VIEW
Legal Block	1
Legal Lot Number	28
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	12000

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10610 E 31ST TER S, INDEPENDENCE, MO 64052-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 8, 2020	Loan Modification, Mortgage US BK
Oct 6, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Deed Document Number	201041420
Prior Transfer Date	Jul 12, 2000
Prior Transfer Doc	0000047091
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10610 E 31ST TER S, INDEPENDENCE, MO 64052-2601
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10610 E 31ST TER S, INDEPENDENCE, MO 64052-2601

Mortgage

Document Number	00E0015412
Date	Mar 3, 2026
Instrument	2026E0015412

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 10, 2053

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	10610 E 31ST TER S, INDEPENDENCE, MO 64052-2601
Document Number	0000E40941
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10610 E 31ST TER S INDEPENDENCE MO 640522601, INDEPENDENCE, MO 64052-2601

Mortgage

Document Number	0000E40941
Date	May 20, 2020
Instrument	40941E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate	4%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	10610 E 31ST TER S, INDEPENDENCE, MO 64052-2601
Document Number	000E101232
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10610 E 31ST TER S INDEPENDENCE MO 640522601, INDEPENDENCE, MO 64052-2601

Mortgage

Document Number	000E101232
Date	Nov 8, 2017
Instrument	101232E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, MO 64052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,137 (-) Land $3,927 Building $18,210	$116,510 (-)
2025	$1,619.00 (+18%)	$22,137 (+15%) Land $3,927 Building $18,210	$116,510 (+14.99%)
2024	$1,372.00 (+2.46%)
2023	$1,339.00	$19,250 Land $1,702 Building $17,548	$101,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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