1061 Winners Cir, Ramona, CA 92065 Property Records

San Diego County property record for 1061 Winners Cir, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,772 sqft · built 1999
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$352,500 (Oct 2013)
Tax Bill$5,541 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN284-320-69-00

Property Details

APN / Parcel Number

Primary APN284-320-69-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,772 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area26,136 sqft (0.6 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1061 WINNERS CIR
CityRAMONA
StateCA
Zip92065-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 1 TR 013290
Legal SubdivisionRAMONA #5064
Legal Tract013290
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1008
Census Tract20813

Owner

1061 Winners Cir is owned and occupied by two individuals who acquired it in July 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1061 WINNERS CIR, RAMONA, CA 92065-3414
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2013 · Amount on File
Deed SaleOct 30, 2013 · Amount on File
Prior SaleAug 22, 2003 · Amount on File
Deed Document Number2013651425
Last Transfer DateJul 30, 2014
Transfer Doc0000349326
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1061 WINNERS CIR, RAMONA, CA 92065-3414
Document Number0000073122
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedMar 7, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1061 WINNERS CIR RAMONA CA 920653414, RAMONA, CA 92065-3414

Mortgage

Document Number0000073122
DateFeb 28, 2019
Instrument73122
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1061 Winners Cir was $5,541 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$440,746 (+2%) Land $146,913 Building $293,833
2025$5,541.00 Homeowner's exemption$432,105 Land $144,033 Building $288,072
2023$5,161.00 (-2.33%) Homeowner's exemption$415,328 Land $138,441 Building $276,887
2022$5,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1061 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1061 Winners Cir is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Winners Cir

Nearby Streets

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