Cook County property record for 1061 Summit St, Elgin, IL 60120 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,551 sqft Living Area |
| Lot Size | 20,160 sqft (0.463 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2018) |
| Tax Bill | $5,364.00 (2023) |
Source: Cook County records · APN 06-07-404-001
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1061 SUMMIT ST, ELGIN, IL 60120-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIFESTONE MTG CORP |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2018 · Amount on Record |
| Deed Sale | Apr 18, 2018 · Amount on Record |
| Deed Doc Number | 201842144 |
| Prior Transfer Date | Sep 09, 2014 |
| Prior Transfer Doc | 0000044088 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1061 SUMMIT ST, ELGIN, IL 60120-4327 |
| Document Number | 1920317048 |
| Instrument Date | Jul 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 1061 SUMMIT ST ELGIN IL 601204327, ELGIN, IL 60120-4327 |
| Document Number | 1920317048 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 20317048 |
| Name | LIFESTONE MTG CORP |
|---|---|
| Address | PINGREE GROVE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 18, 2018 |
| Property Address | 1061 SUMMIT ST, ELGIN, IL 60120-4327 |
| Document Number | 1810842144 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 10842144 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1061 SUMMIT ST ELGIN IL 601204327, ELGIN, IL 60120-4327 |
| Document Number | 1810842145 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 10842145 |
| Name | LIFESTONE MTG CORP |
|---|---|
| Address | PINGREE GROVE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,000 (+18.18%) Land $13,487 Building $12,513 | $260,000 (+18.18%) Land $134,870 Building $125,130 | |
| 2023 | $5,364.00 (+3.51%) | ||
| 2022 | $5,182.00 Homeowner's exemption | $22,000 Land $11,000 Building $11,000 | $220,000 Land $110,000 Building $110,000 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-07-404-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,551 sqft Living Area |
| 1st Floor | 1,551 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bungalow Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,160 sqft (0.463 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Street Address | 1061 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (SHADY) (OAKS) SUB PT OF SH SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | SHADY OAKS |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 804404 |
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