1061 S Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 1061 S Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,173 sqft · built 1965
Lot Size	15 acres (656,885 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Jun 2023)
Tax Bill	$5,235 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-31-2002-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-31-2002-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,173 sqft Living Area
1st Floor Area	1,515 sqft
Basement Area	658 sqft
Unfinished Basement	658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	656,885 sqft (15 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	75 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1061 S ORR RD
City	HEMLOCK
State	MI
Zip	48626-9486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 1/2 OF THAT PART OF NW 1/4 OF NW FRL 1/4 LYING N OF C & O RR R/W EXC N 132 FT OF W 330 FT THEREOF ALSO EXC BEG ON W SEC
Legal Range	03E
Legal Township	12N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3025
Census Tract	12003

Owner

1061 S Orr Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1061 S ORR RD, HEMLOCK, MI 48626-9486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 7, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Jan 13, 2012 · Amount on File
Deed Document Number	202313651
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1061 S ORR RD, HEMLOCK, MI 48626-9486
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 S ORR RD, HEMLOCK, MI 48626-9486

Mortgage

Document Number	0000002725
Date	Feb 10, 2026
Instrument	2026002725

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2056

Interest

Change Frequency	Monthly

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 7, 2023
Property Address	1061 S ORR RD, HEMLOCK, MI 48626-9486
Document Number	0000013651
Instrument Date	May 26, 2023
Instrument	2023013651
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1061 S ORR RD, HEMLOCK, MI 48626-9486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 S ORR RD, HEMLOCK, MI 48626-9486

Tax Assessment & Valuation

The 2025 property tax bill for 1061 S Orr Rd was $5,235 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,100	$480,200
2025	$5,235.00 Homeowner's exemption
2023		$149,300 (+6.8%)	$298,600 (+6.8%)
2022	$4,359.00 (+11.97%) Homeowner's exemption	$139,800	$279,600
2021	$3,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1061 S Orr Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1061 S Orr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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